Banking & project financehttp://www.iflr.com/RSS.aspx?FeedID=2424©2018 IFLR60Banking & project financePRIMER: Sonia – what next? (part 2)The second part of IFLR's Sonia primer looks at how a new forward-looking rate could workhttp://www.iflr.com/Article/3848058/PRIMER-Soniawhat-next-part-2.htmlFri, 07 Dec 2018 14:00:00 GMTIn the news this weekThe US-China trade war calms down temporarily, but the Fed lists tariffs as a key component of its beige book. In the EU, efforts are underway to turn the euro into a global reserve currencyhttp://www.iflr.com/Article/3848011/In-the-news-this-week.htmlFri, 07 Dec 2018 09:15:00 GMTCoinbase CEO: crypto-specific regulation is necessaryThe UK Cryptoassets Task Force is stepping up efforts to extend existing regulation, which could be missing the point entirelyhttp://www.iflr.com/Article/3846793/Coinbase-CEO-crypto-specific-regulation-is-necessary.htmlFri, 30 Nov 2018 10:00:00 GMTIn the news this weekWill US President Trump's finreg rollback materialise before January? How will the EU's move to tighten scrutiny of Chinese investments affect the PRC? And finally, is sector-specific regulation the answer for the EU cryptocurrency sector?http://www.iflr.com/Article/3846787/In-the-news-this-week.htmlFri, 30 Nov 2018 09:00:00 GMTBorrowers manipulating Ebitda to avoid covenant breachesOn some deals, add-backs have caused Ebitda to be 100% higher than originally statedhttp://www.iflr.com/Article/3845644/Borrowers-manipulating-Ebitda-to-avoid-covenant-breaches.htmlFri, 23 Nov 2018 15:00:00 GMTIn the news this weekQuarles suggests easing margin standards, Shenzhen and Shanghai stock exchanges new listing rules and Gibraltar becomes new obstacle to Brexit dealhttp://www.iflr.com/Article/3845571/In-the-news-this-week.htmlFri, 23 Nov 2018 09:15:00 GMTFed supervision changes: winners and losersLeaders at the central banking system have suggested a number of changes to stress testing and prudential standards in the US system; some banks come out of it better than othershttp://www.iflr.com/Article/3845383/Fed-supervision-changes-winners-and-losers.htmlWed, 21 Nov 2018 17:00:00 GMTIn the news this weekApple's stock price takes a hit, China slowdown nearing, and Brexit chaos shows no sign of stoppinghttp://www.iflr.com/Article/3844391/In-the-news-this-week.htmlFri, 16 Nov 2018 10:00:00 GMTFASB decision important step for Sofr uptakeThe private accounting organisation’s decision to add the rate to its approved list of benchmarks is an important step in its eventual uptakehttp://www.iflr.com/Article/3844143/FASB-decision-important-step-for-Sofr-uptake.htmlWed, 14 Nov 2018 20:15:00 GMTRegulators need to make fintech rules coherentContradictory regulations and a lack of understanding of how reported data is used is frustrating the fintech industryhttp://www.iflr.com/Article/3843774/Regulators-need-to-make-fintech-rules-coherent.htmlTue, 13 Nov 2018 17:15:00 GMTIn the news this weekUS midterm elections are a go, China trials a programme on a registration-based IPO system for tech companies, and the UK contemplates the consequences of a no deal Brexithttp://www.iflr.com/Article/3843118/In-the-news-this-week.htmlFri, 09 Nov 2018 09:30:00 GMTEuromoney Asia Women in Business Law Awards 2018: winners announcedAll the winning lawyers and teams at Euromoney's eighth Women in Business Law Awardshttp://www.iflr.com/Article/3843062/Euromoney-Asia-Women-in-Business-Law-Awards-2018-winners-announced.htmlThu, 08 Nov 2018 15:00:00 GMTHK tests new opt-in approach for crypto exchangesIndustry participants see the move as a positive step in enhancing the credibility of the sectorhttp://www.iflr.com/Article/3842934/HK-tests-new-opt-in-approach-for-crypto-exchanges.htmlThu, 08 Nov 2018 11:15:00 GMTBusiness as usual at CFPB despite Mulvaney threatsThe bureau continues along a similar path despite the acting director's strong attestations to reduced rulemaking and enforcement since taking the positionhttp://www.iflr.com/Article/3842556/Business-as-usual-at-CFPB-despite-Mulvaney-threats.htmlTue, 06 Nov 2018 15:30:00 GMTHow to address the failure of EU bank resolution rulesThe current framework is only three years old and has only been tested on a handful of occasions, so questions remain as to its efficiencyhttp://www.iflr.com/Article/3842505/How-to-address-the-failure-of-EU-bank-resolution-rules.htmlTue, 06 Nov 2018 12:30:00 GMTUK tries to resolve ambiguity of treatment for TLAC tax rulesThe UK could resolve the ambiguity of treatment which surrounds the new rules. But uncertainty remains when it comes to deadlines and tax statushttp://www.iflr.com/Article/3842334/UK-tries-to-resolve-ambiguity-of-treatment-for-TLAC-tax-rules.htmlMon, 05 Nov 2018 10:45:00 GMTEU crypto proposals could drive exchanges out of businessEsma’s plans could lead to cryptocurrencies being traded on MTFs but could also be a boost to UK fintechhttp://www.iflr.com/Article/3841914/EU-crypto-proposals-could-drive-exchanges-out-of-business.htmlFri, 02 Nov 2018 10:00:00 GMTIn the news this weekThe US-EU clearing controversy rolls on; China, HK and Japan turn their attention to crypto, and; the Seychelles raises the world's first blue bondhttp://www.iflr.com/Article/3841911/In-the-news-this-week.htmlFri, 02 Nov 2018 10:00:00 GMTWhat banks need for the digital transformationLeadership and strategic insight are two of the most important facets that banking institutions must get right if they are to succeed in the latest digital overhaulhttp://www.iflr.com/Article/3841906/What-banks-need-for-the-digital-transformation.htmlFri, 02 Nov 2018 09:45:00 GMTHow to attract more private infrastructure financingMultilateral development banks have a key role to play to attract private sector financinghttp://www.iflr.com/Article/3841728/How-to-attract-more-private-infrastructure-financing.htmlThu, 01 Nov 2018 11:15:00 GMTPRIMER: Sonia (the Sterling overnight index average) – part 1The first part of this primer takes a look at the benchmark that is being touted as the one the market will use post-Libor in the UKhttp://www.iflr.com/Article/3840982/PRIMER-Sonia-the-Sterling-overnight-index-averagepart-1.htmlMon, 29 Oct 2018 12:30:00 GMTBelt & Road: commercial banks need financing flexibilityInfrastructure loan-backed securities can be a win-win for all parties involvedhttp://www.iflr.com/Article/3840644/Belt-and-Road-commercial-banks-need-financing-flexibility.htmlFri, 26 Oct 2018 10:00:00 GMTIn the news this weekInstability reigns across global markets this week, as the Italian budget situation reaches worrying levels, US exchanges hit back at the SEC, and growth in China slows downhttp://www.iflr.com/Article/3840649/In-the-news-this-week.htmlFri, 26 Oct 2018 10:00:00 GMTPrudential de-designation ushers in new era for SifisThe end of non-bank designated Sifis does not necessarily mean that the concept will be short lived for banking institutionshttp://www.iflr.com/Article/3840640/Prudential-de-designation-ushers-in-new-era-for-Sifis.htmlFri, 26 Oct 2018 09:15:00 GMTVolcker comments shows industry doesn't want ‘accountancy prong’Comments published by a wide array of industry agencies show that there is significant clamour to change the 2010 rule, but that the latest proposals are not perfecthttp://www.iflr.com/Article/3839884/Volcker-comments-shows-industry-doesnt-want-accountancy-prong.htmlMon, 22 Oct 2018 17:00:00 GMTIn the news this weekBoth China and the US get to work on Sifis while the EU works to apply stress testing to fundshttp://www.iflr.com/Article/3839245/In-the-news-this-week.htmlFri, 19 Oct 2018 07:45:00 GMTRepeat of Danske Bank AML issues ‘almost certain’ without EU changesMore guidance and greater focus on cross-border enforcement are necessary to address this increasing problemhttp://www.iflr.com/Article/3839281/Repeat-of-Danske-Bank-AML-issues-almost-certain-without-EU-changes.htmlFri, 19 Oct 2018 07:15:00 GMTIFLR Middle East Awards 2018: winners revealedAll the winning teams, deals and individuals from the October 17 awards, which took place at the Burj Al Arab in Dubaihttp://www.iflr.com/Article/3839015/IFLR-Middle-East-Awards-2018-winners-revealed.htmlThu, 18 Oct 2018 09:45:00 GMTCommunity Reinvestment Act: rework or revamp?With the deadline for public comment approaching, whether the CRA needs to be fully overhauled or simply reworked remains to be seenhttp://www.iflr.com/Article/3838935/Community-Reinvestment-Act-rework-or-revamp.htmlWed, 17 Oct 2018 16:45:00 GMTIn-house counsel: start Libor transition sooner rather than laterA number of leading in-house practitioners discuss how they are managing and implementing the transition away from Libor in the run up to the 2021 deadlinehttp://www.iflr.com/Article/3838629/In-house-counsel-start-Libor-transition-sooner-rather-than-later.htmlTue, 16 Oct 2018 16:45:00 GMTPRIMER: operational risk – prudential regulation perspectiveRegulation and risk management expert Bozena Gulija examines how interest and resources have increased when it comes to this category of riskhttp://www.iflr.com/Article/3838518/PRIMER-operational-riskprudential-regulation-perspective.htmlTue, 16 Oct 2018 12:15:00 GMTEBA: EU banks’ balance sheets could get a boost from STS rulesRules coming into force in 2019 could allow for capital relief transactions to benefit from lower STS capital requirementshttp://www.iflr.com/Article/3837177/EBA-EU-banks-balance-sheets-could-get-a-boost-from-STS-rules.htmlTue, 09 Oct 2018 08:30:00 GMTIn the news this weekIn the Americas, Nafta and swaps regulation get a makeover, India consults on market abuse prevention, and the EU focuses on banks' data quality and balance sheets.http://www.iflr.com/Article/3836549/In-the-news-this-week.htmlFri, 05 Oct 2018 10:00:00 GMTEU loan market needs to react to increasing data quality demandsThe Commission tells IFLR that financial identifiers have a key role to playhttp://www.iflr.com/Article/3836547/EU-loan-market-needs-to-react-to-increasing-data-quality-demands.htmlFri, 05 Oct 2018 09:00:00 GMTIn the news this weekIn the US, Comcast will finally buy the UK's Sky, while in India, three public sector banks will merge to create the country's third largest lender. In Europe,the ongoing trade war with the US is making investors more selectivehttp://www.iflr.com/Article/3835220/In-the-news-this-week.htmlFri, 28 Sep 2018 10:15:00 GMTEuromoney Legal Media Group Americas Rising Star Awards: winners announcedAll the winning individuals and firms of Euromoney's first Americas Rising Stars awardshttp://www.iflr.com/Article/3835207/Euromoney-Legal-Media-Group-Americas-Rising-Star-Awards-winners-announced.htmlFri, 28 Sep 2018 09:00:00 GMTHMKA: regtech is one answer to increase in regulationDelegates at the Hong Kong Institute of Bankers' Annual Banking Conference discussed why it's important to streamline the interface between banks and regulatorshttp://www.iflr.com/Article/3834944/HMKA-regtech-is-one-answer-to-increase-in-regulation.htmlThu, 27 Sep 2018 13:30:00 GMTIn-house counsel: following the assets is key in mainland China disputesPanellists at Asialaw Asia-Pacific Dispute Resolution Summit share practical tips, including forum selection and judgment enforcement, for disputes in the PRChttp://www.iflr.com/Article/3834313/In-house-counsel-following-the-assets-is-key-in-mainland-China-disputes.htmlMon, 24 Sep 2018 15:15:00 GMTEuromoney Legal Media Group Asia Women in Business Law Awards 2018: shortlist announcedAll the nominated lawyers, teams and firms for the awards, which will take place on November 8http://www.iflr.com/Article/3833996/Euromoney-Legal-Media-Group-Asia-Women-in-Business-Law-Awards-2018shortlist-announced.htmlFri, 21 Sep 2018 14:30:00 GMTIn the news this weekIt's been a week of broken records: Nafta discussions drag on and the Brexit to-and-fro continues. In Asia, credit agencies are under investigationhttp://www.iflr.com/Article/3833813/In-the-news-this-week.htmlFri, 21 Sep 2018 10:00:00 GMTLessons learned from the financial crisisIFLR's John Crabb speaks to Linklaters' counsel Jacques Schillaci on the effectiveness of post-crisis regulationhttp://www.iflr.com/Article/3833419/Lessons-learned-from-the-financial-crisis.htmlWed, 19 Sep 2018 10:00:00 GMTIn the news this weekEverything that happened in the week that marked the 10th anniversary of the collapse of Lehman Brothershttp://www.iflr.com/Article/3832661/In-the-news-this-week.htmlFri, 14 Sep 2018 10:00:00 GMTDEAL: world’s first sukuk ESG equity fundA key jurisdiction for Islamic finance, Malaysia is creating a new investment producthttp://www.iflr.com/Article/3832027/DEAL-worlds-first-sukuk-ESG-equity-fund.htmlTue, 11 Sep 2018 13:45:00 GMTMifid II encouraging AI boom in fixed incomeRegulators need to ensure that regulation is incentive-based to avoid discouraging innovationhttp://www.iflr.com/Article/3831749/Mifid-II-encouraging-AI-boom-in-fixed-income.htmlFri, 07 Sep 2018 16:45:00 GMTIn the news this weekNafta talks resume, Hong Kong Exchanges and Clearing launch new investor ID model, Brexit Chequers deal looks dead and Brazilian election chaoshttp://www.iflr.com/Article/3831593/In-the-news-this-week.htmlFri, 07 Sep 2018 08:45:00 GMTAsset manager: sponsors need to do better job to prove bitcoin ETF viabilitySelf-custody and weak benchmarks aren’t good enough indicators of quality for the SEChttp://www.iflr.com/Article/3831419/Asset-manager-sponsors-need-to-do-better-job-to-prove-bitcoin-ETF-viability.htmlThu, 06 Sep 2018 09:00:00 GMTMREL rules could derail progress of challenger banksUK Finance says smaller banks could be forced to hold the same level of capital as HSBC or Barclayshttp://www.iflr.com/Article/3830765/MREL-rules-could-derail-progress-of-challenger-banks.htmlMon, 03 Sep 2018 08:45:00 GMTUS, UK cryptocurrency laws deterring blockchain companiesA blockchain company tells IFLR about the challenges that exist in the US, while the UK still lags behind when it comes to regulationhttp://www.iflr.com/Article/3830534/US-UK-cryptocurrency-laws-deterring-blockchain-companies.htmlFri, 31 Aug 2018 14:00:00 GMTIn the news this weekNafta gets boost but the consolidated audit trail doesn't, while restrictions on foreign ownership of Chinese banks are lifted. In the EU, the eurozone is still in turmoilhttp://www.iflr.com/Article/3830353/In-the-news-this-week.htmlFri, 31 Aug 2018 09:30:00 GMTDEAL: world’s first global blockchain bond (bond-i)The World Bank's bond used smart contracts to automate the traditional bond issuance processhttp://www.iflr.com/Article/3830204/DEAL-worlds-first-global-blockchain-bond-bond-i.htmlThu, 30 Aug 2018 10:00:00 GMTIFLR Middle East Awards 2018: shortlist now liveAll the shortlisted deals, teams and individuals for IFLR's 2018 Middle East Awardshttp://www.iflr.com/Article/3829865/IFLR-Middle-East-Awards-2018-shortlist-now-live.htmlWed, 29 Aug 2018 09:00:00 GMTIRS intensifies enforcement efforts against cryptocurrenciesBut while the regulator is taking action, investors who want to comply need more guidancehttp://www.iflr.com/Article/3829517/IRS-intensifies-enforcement-efforts-against-cryptocurrencies.htmlTue, 28 Aug 2018 09:00:00 GMTIn the news this weekCredit Suisse moves ahead in Libor replacement race, China increases financing options for SMEs, Trump wants review on company accounts and clarity needed for capital reporting requirementshttp://www.iflr.com/Article/3829054/In-the-news-this-week.htmlFri, 24 Aug 2018 08:45:00 GMTEBA: CRR2 may clarify reporting rulesWith more challenges from banks increasingly possible following the decision to annul the ECB's demands, clarification is neededhttp://www.iflr.com/Article/3829000/EBA-CRR2-may-clarify-reporting-rules.htmlThu, 23 Aug 2018 16:00:00 GMTCECL standard must remain capital neutralThe FASB’s regulation could have a large impact on bank capital once implementedhttp://www.iflr.com/Article/3828435/CECL-standard-must-remain-capital-neutral.htmlTue, 21 Aug 2018 17:30:00 GMTPhilippines’ SEC assumes ICOs are securitiesThe draft regulations require issuers to undergo a rigorous assessment processhttp://www.iflr.com/Article/3828086/Philippines-SEC-assumes-ICOs-are-securities.htmlMon, 20 Aug 2018 14:15:00 GMTIn the news this weekChina ramps up initiatives over national infrastructure debt, Trump turns up the heat on foreign investment and on Turkey, and the EU CLO market could be heading for a downturnhttp://www.iflr.com/Article/3827650/In-the-news-this-week.htmlFri, 17 Aug 2018 10:00:00 GMTBrexit novations raise questions over Emir, lifecycle eventsAs banks plough on with repapering, it's now emerged that novation may invalidate Emir grandfathering for millions of derivative contractshttp://www.iflr.com/Article/3826449/Brexit-novations-raise-questions-over-Emir-lifecycle-events.htmlFri, 10 Aug 2018 10:00:00 GMTIn the news this weekTax boosts give US companies a lift, China aims to ease restrictions on foreign investors in its A-share market and the UK FCA delves deeper into fintechhttp://www.iflr.com/Article/3826438/In-the-news-this-week.htmlFri, 10 Aug 2018 09:00:00 GMTIndustry voices concerns over OCC’s new fintech charterThe chief banking regulator will soon receive applications for national bank charters from fintechs but how many will take the option is uncertainhttp://www.iflr.com/Article/3825593/Industry-voices-concerns-over-OCCs-new-fintech-charter.htmlMon, 06 Aug 2018 10:45:00 GMTEuromoney Legal Media Group Americas Rising Stars Awards – inaugural shortlist announcedThe awards celebrate rising star attorneys across a number of practice areashttp://www.iflr.com/Article/3825045/Euromoney-Legal-Media-Group-Americas-Rising-Stars-Awardsinaugural-shortlist-announced.htmlFri, 03 Aug 2018 15:00:00 GMTInitial coin offerings: SEC stance discouraging issuancesIssuers want to include both institutional investors and retail investors but this is proving to be difficulthttp://www.iflr.com/Article/3825008/Initial-coin-offerings-SEC-stance-discouraging-issuances.htmlFri, 03 Aug 2018 13:45:00 GMTIn the news this weekUS fintechs get a special banking charter, Asian regulators continue with their efforts to liberalise markets, and the EU sees uncertainty in merger control and derivative pricinghttp://www.iflr.com/Article/3824941/In-the-news-this-week.htmlFri, 03 Aug 2018 09:45:00 GMTAfme: ECB, Commission convergence needed for NPL progressThe trend towards decreasing bad debt in Europe could be over. Change has to happen soonhttp://www.iflr.com/Article/3823409/Afme-ECB-Commission-convergence-needed-for-NPL-progress.htmlFri, 27 Jul 2018 13:15:00 GMTTLAC: disclosure won’t fix senior non-preferred pricingA lack of investor education may be to blame, but analysts on both buy and sellside argue that the unpredictability of bail-in regimes is a far bigger concernhttp://www.iflr.com/Article/3823300/TLAC-disclosure-wont-fix-senior-non-preferred-pricing.htmlFri, 27 Jul 2018 10:00:00 GMTIn the news this weekEurope and the US continue their battles: the first against bad loans and weak banks, the second to win the tariff war. HK looks to promote information sharing in the banking sectorhttp://www.iflr.com/Article/3823299/In-the-news-this-week.htmlFri, 27 Jul 2018 09:00:00 GMTNew rules could enhance credibility of Japan's crypto marketThe financial regulator is looking to regulate digital money offerings as securities, not unlike the UShttp://www.iflr.com/Article/3823142/New-rules-could-enhance-credibility-of-Japans-crypto-market.htmlThu, 26 Jul 2018 14:30:00 GMTECB official: merger could be solution for Italy’s Banca CarigeEurope’s monetary authority is faced with another Italian bank in difficulty, putting focus back onto its crisis planhttp://www.iflr.com/Article/3823125/ECB-official-merger-could-be-solution-for-Italys-Banca-Carige.htmlThu, 26 Jul 2018 12:15:00 GMTCleaning up: how green loans are evolvingGreen loans are gaining traction but some work still needs to be done for them to be clearly definablehttp://www.iflr.com/Article/3821193/Cleaning-up-how-green-loans-are-evolving.htmlMon, 23 Jul 2018 11:00:00 GMTCrypto could increase banks’ capital requirementsThe Basel Committee has launched an investigation amid increased institutional interesthttp://www.iflr.com/Article/3822072/Crypto-could-increase-banks-capital-requirements.htmlFri, 20 Jul 2018 11:00:00 GMTIn the news this weekThe US sees a Jobs Act 3.0 on the horizon and battles tariff wars, while in Asia, weighted voting rights continue to be problematic. In Europe, the standard fee charging model for private equity firms is evolvinghttp://www.iflr.com/Article/3822050/In-the-news-this-week.htmlFri, 20 Jul 2018 10:00:00 GMTCCAR results highlight Fed’s lack of transparencyRecent stress capital buffer proposals and the results of the stress testing process reveal a fundamental need for a rethink of the regulators methodology and transparencyhttp://www.iflr.com/Article/3821967/CCAR-results-highlight-Feds-lack-of-transparency.htmlThu, 19 Jul 2018 16:30:00 GMTPRIMER: Hong Kong’s Virtual Banking GuidelineSimilar rules now apply to both online and bricks-and-mortar lendershttp://www.iflr.com/Article/3821174/PRIMER-Hong-Kongs-Virtual-Banking-Guideline.htmlTue, 17 Jul 2018 10:00:00 GMTSelf-regulation could help end crypto price manipulationWhile spoofing and wash trading are banned in traditional financial markets, the lack of clarity surrounding digital currencies is creating confusionhttp://www.iflr.com/Article/3820973/Self-regulation-could-help-end-crypto-price-manipulation.htmlMon, 16 Jul 2018 10:15:00 GMTIn the news this weekGDPR causes confusion in Asia, bitcoin continues its downward spiral, Mexico gains a new president, and the UK tries to clarify IPO ruleshttp://www.iflr.com/Article/3818827/In-the-news-this-week.htmlFri, 06 Jul 2018 10:00:00 GMTLessons learned for ECB after Greek bailout endsGreece’s bailout ends in August but the eight-year long programme has been anything but flawlesshttp://www.iflr.com/Article/3817413/Lessons-learned-for-ECB-after-Greek-bailout-ends.htmlFri, 29 Jun 2018 15:30:00 GMTIn the news this weekSecurities and stress testing under review in the US, crypto takes off in Japan and the EU learns its lessons from the debt crisishttp://www.iflr.com/Article/3817109/In-the-news-this-week.htmlFri, 29 Jun 2018 09:30:00 GMTBanks must automate NMRF capitalisation under FRTBSources at ICE and DTCC suggest it is imperative to prepare for the non-modellable risk factor aspects of the pending rule before it is implemented in 2022http://www.iflr.com/Article/3816787/Banks-must-automate-NMRF-capitalisation-under-FRTB.htmlWed, 27 Jun 2018 10:15:00 GMTIn the news this weekIndia follows HK and China in changing listing rules for some companies, the US continues its regulatory cleanup, and Russia takes centre stage in EU developmentshttp://www.iflr.com/Article/3815465/In-the-news-this-week.htmlFri, 22 Jun 2018 10:00:00 GMTWindfall for community banks not all it seemsThe head of Horizon Community Bank in Arizona says recent regulatory developments have been kind to community banks, but more could be donehttp://www.iflr.com/Article/3815460/Windfall-for-community-banks-not-all-it-seems.htmlFri, 22 Jun 2018 09:00:00 GMTPRIMER: US and EU sanctions against RussiaBoth countries are diverging on their approaches to Russia for the first timehttp://www.iflr.com/Article/3815405/PRIMER-US-and-EU-sanctions-against-Russia.htmlThu, 21 Jun 2018 16:30:00 GMTChina’s new NPL rules will reduce risk of regulatory arbitrageThe crackdown on bad loans aims to prevent financial institutions from being too connectedhttp://www.iflr.com/Article/3814525/Chinas-new-NPL-rules-will-reduce-risk-of-regulatory-arbitrage.htmlTue, 19 Jun 2018 11:00:00 GMTUK fintech future post-Brexit depends on FCA’s approachThe FCA has been successful in promoting the fintech sector, but more needs to be done after the UK’s exithttp://www.iflr.com/Article/3814517/UK-fintech-future-post-Brexit-depends-on-FCAs-approach.htmlTue, 19 Jun 2018 10:00:00 GMTPutin warns crypto should be treated with cautionThe President has rejected persistent rumours the country was set to issue its own cryptocurrencyhttp://www.iflr.com/Article/3814206/Putin-warns-crypto-should-be-treated-with-caution.htmlMon, 18 Jun 2018 09:00:00 GMTLMG Europe Women in Business Law Awards: 2018 winnersBaker McKenzie was named the best international firm for women in business law at LMG's June 14 event in Londonhttp://www.iflr.com/Article/3813926/LMG-Europe-Women-in-Business-Law-Awards-2018-winners.htmlFri, 15 Jun 2018 10:30:00 GMTIn the news this weekCryptocurrencies create regulatory storm globally, China ramps up competition in the listing sphere and Brexit headaches for UK fintechhttp://www.iflr.com/Article/3813923/In-the-news-this-week.htmlFri, 15 Jun 2018 10:00:00 GMTEuromoney LMG Americas Women in Business Law Awards 2018: winners announcedO’Melveny & Myers retained its position as the best international firm for women in business law for the third year in a row, while Dentons took home the most innovative international firm awardhttp://www.iflr.com/Article/3812559/Euromoney-LMG-Americas-Women-in-Business-Law-Awards-2018-winners-announced.htmlFri, 08 Jun 2018 14:00:00 GMTIn the news this weekThe rollback gathers steam in the US, Italy in turmoil and GDPR continue to dominate the EU, and the crypto saga continues in Asiahttp://www.iflr.com/Article/3812422/In-the-news-this-week.htmlFri, 08 Jun 2018 10:00:00 GMTJapan’s separate rules for crypto could be the answerCoinbase is finally entering the Japanese cryptocurrency market, but history suggests the move will be anything but easyhttp://www.iflr.com/Article/3812354/Japans-separate-rules-for-crypto-could-be-the-answer.htmlThu, 07 Jun 2018 16:00:00 GMTVolcker proposals deemed a positive, reasonable stepThe Fed has introduced sweeping changes to the Volcker Rule that go further than expected but could rationalise a lot of the rules existing complexitieshttp://www.iflr.com/Article/3811600/Volcker-proposals-deemed-a-positive-reasonable-step.htmlTue, 05 Jun 2018 09:30:00 GMTBitcoin virtually absent from HK AML reportThe lack of attention paid to certain sectors that had been expected to be high risk has perplexed some market participantshttp://www.iflr.com/Article/3811366/Bitcoin-virtually-absent-from-HK-AML-report.htmlMon, 04 Jun 2018 10:00:00 GMTIn the news this weekMAS market consultations, Dodd-Frank Reforms and Italian political chaoshttp://www.iflr.com/Article/3811015/In-the-news-this-week.htmlFri, 01 Jun 2018 09:00:00 GMTReform bill may be catalyst for US banking consolidationLast week’s redefinition of the Sifi thresholds will allow small and mid-size banks an additional $200 billion of room to grow via mergershttp://www.iflr.com/Article/3810888/Reform-bill-may-be-catalyst-for-US-banking-consolidation.htmlThu, 31 May 2018 15:30:00 GMTInfrastructure PPPs in the most challenging developing countries: Closing the gapDrawing from her experience as IFC’s chief counsel, global legal team leader, Patricia Sulser explores how to successfully select and structure public-private partnerships in some of the most challenging socio-economic environmentshttp://www.iflr.com/Article/3810782/Infrastructure-PPPs-in-the-most-challenging-developing-countries-Closing-the-gap.htmlThu, 31 May 2018 10:00:00 GMTTaming VolckerBankers’ counsel have spoken exclusively to IFLR about the Rule’s future and how it may need to be toned downhttp://www.iflr.com/Article/3810428/Taming-Volcker.htmlTue, 29 May 2018 16:30:00 GMTIFLR & Morrison Foerster poll: key takeawaysIFLR speaks with Morrison & Foerster partner Susan Gault-Brown and of counsel James Schwartz on the poll results and what to expect next for the Volcker Rulehttp://www.iflr.com/Article/3810431/IFLR-and-Morrison-Foerster-poll-key-takeaways.htmlTue, 29 May 2018 16:30:00 GMTNew Italian coalition government could destabilise NPL progressIts manifesto has already caused yields to go up and more lax ECB approach risks jeopardising eurozone stabilityhttp://www.iflr.com/Article/3809816/New-Italian-coalition-government-could-destabilise-NPL-progress.htmlTue, 29 May 2018 11:00:00 GMTPRIMER: the Volcker Rule - proprietary tradingA closer look at proprietary trading under the landmark Rule, and why its definition needs to be rethoughthttp://www.iflr.com/Article/3809393/PRIMER-the-Volcker-Rule-proprietary-trading.htmlFri, 25 May 2018 09:30:00 GMTEurope lags behind US in NPL salesHarmonisation of insolvency rules and a European bad bank would go a long way to reducing NPL levelshttp://www.iflr.com/Article/3809412/Europe-lags-behind-US-in-NPL-sales.htmlFri, 25 May 2018 09:15:00 GMTIn the news this weekThe end of a regulatory era in the US, and the beginning of a new one in Thailand and Hong Kong. Europe continues grappling with bad loanshttp://www.iflr.com/Article/3809419/In-the-news-this-week.htmlFri, 25 May 2018 09:00:00 GMTIFLR Middle East Awards 2018: call for nominationsGet in touch now to submit your nomination for the IFLR Middle East awardshttp://www.iflr.com/Article/3809306/IFLR-Middle-East-Awards-2018-call-for-nominations.htmlThu, 24 May 2018 15:15:00 GMTIn the news this weekNew G-Sibs and cryptocurrency rules of the game, focus on AML, and a financial technology alliance in southeast Asiahttp://www.iflr.com/Article/3807818/In-the-news-this-week.htmlFri, 18 May 2018 08:45:00 GMTIFLR Americas Awards 2018: Davis Polk wins firm of the yearAnd all the night's winning teams, deals and individualshttp://www.iflr.com/Article/3807815/IFLR-Americas-Awards-2018-Davis-Polk-wins-firm-of-the-year.htmlThu, 17 May 2018 09:00:00 GMTIn the news this weekAll change at the SEC, Hong Kong's corporate governance push and fiercer gun-jumping rules in the EU all featured in the newshttp://www.iflr.com/Article/3806324/In-the-news-this-week.htmlFri, 11 May 2018 10:30:00 GMTUS crypto regulation could be restricting blockchain developmentA regulatory decision on whether Ethereum is a security could well have a damaging impacthttp://www.iflr.com/Article/3805865/US-crypto-regulation-could-be-restricting-blockchain-development.htmlWed, 09 May 2018 14:00:00 GMTBiometrics could be the answer to AMLFinancial institutions embracing facial recognition or fingerprint reading technology need to be aware of data privacy ruleshttp://www.iflr.com/Article/3805535/Biometrics-could-be-the-answer-to-AML.htmlTue, 08 May 2018 14:15:00 GMTIn the news this weekThe US is a quiet place this week, Singapore proposes senior managers guidelines and GDPR news aboundshttp://www.iflr.com/Article/3804842/In-the-news-this-week.htmlFri, 04 May 2018 09:00:00 GMTIs it possible to comply with GDPR using blockchain?How damaging is the regulation to distributed ledger technology and how to reconcile the twohttp://www.iflr.com/Article/3804372/Is-it-possible-to-comply-with-GDPR-using-blockchain.htmlWed, 02 May 2018 12:00:00 GMTBlockchain as AML tool: a work in progressUnless there is more global collaboration, a blockchain is only as strong as its weakest linkhttp://www.iflr.com/Article/3804315/Blockchain-as-AML-tool-a-work-in-progress.htmlWed, 02 May 2018 10:30:00 GMTThe future of the Volcker Rule: a poll by IFLR and Morrison & FoersterClick http://bit.ly/VolckerRulesurvey to access the poll. Responses are anonymous and confidential.http://www.iflr.com/Article/3803982/The-future-of-the-Volcker-Rule-a-poll-by-IFLR-and-Morrison-and-Foerster.htmlTue, 01 May 2018 11:30:00 GMTPRIMER: US cryptocurrency ICO regulationThe regulatory reasons as to why issuers are avoiding the US and what is coming nexthttp://www.iflr.com/Article/3803611/PRIMER-US-cryptocurrency-ICO-regulation.htmlFri, 27 Apr 2018 16:00:00 GMTIn the news this weekMarket reform continues everywhere: swaps in the US, voting rights in Hong Kong and crypto in the EUhttp://www.iflr.com/Article/3803187/In-the-news-this-week.htmlFri, 27 Apr 2018 09:45:00 GMTInclusion of crypto in 5AMLD first step to sector regulationLondon Block Exchange chief executive says EU regulation is a positive for the sectorhttp://www.iflr.com/Article/3803043/Inclusion-of-crypto-in-5AMLD-first-step-to-sector-regulation.htmlThu, 26 Apr 2018 14:00:00 GMTBasel committee: we are focused on market risk frameworkA full 10 years after the financial crisis, the committee has yet to perfect this aspect of regulatory reformhttp://www.iflr.com/Article/3802861/Basel-committee-we-are-focused-on-market-risk-framework.htmlWed, 25 Apr 2018 20:15:00 GMTNPLs: fine-tuning of India's bankruptcy code still neededNPL securitisation and equity participation are two ways to tackle the bad debt problem, say observershttp://www.iflr.com/Article/3802373/NPLs-fine-tuning-of-Indias-bankruptcy-code-still-needed.htmlTue, 24 Apr 2018 10:00:00 GMTIn the news this weekThis week features updates on locked box mechanisms, rising tensions between the US and China, and the latest on the fiduciary rule rollbackhttp://www.iflr.com/Article/3801766/In-the-news-this-week.htmlFri, 20 Apr 2018 10:45:00 GMTIFLR Europe awards 2018: all the winners and winning teamsThe full details of the ceremony, which was held at the Savoy in London, on April 19http://www.iflr.com/Article/3801739/IFLR-Europe-awards-2018-all-the-winners-and-winning-teams.htmlFri, 20 Apr 2018 09:15:00 GMTPRIMER: green loans in AsiaIFLR's latest primer takes a look at green bonds loan counterpart, and what is still needed for them to take off in Asiahttp://www.iflr.com/Article/3801482/PRIMER-green-loans-in-Asia.htmlWed, 18 Apr 2018 17:00:00 GMTIn the news this weekChina's focus on financial supervision reform, but not on cryptocurrencies; an expected sukuk boom and; US regulators fighting for jurisdiction all made the headlines this weekhttp://www.iflr.com/Article/3800419/In-the-news-this-week.htmlFri, 13 Apr 2018 10:00:00 GMTUS regulators seek to recalibrate bank capital rules for G-SibsBoth the Fed and the OCC have suggested tailoring the approach to each firm's risk profilehttp://www.iflr.com/Article/3800393/US-regulators-seek-to-recalibrate-bank-capital-rules-for-G-Sibs.htmlFri, 13 Apr 2018 09:30:00 GMTFRTB: meeting regulatory objectives not a priority for banksOther regulations including Mifid II have closer deadlines so require greater resource distributionhttp://www.iflr.com/Article/3799929/FRTB-meeting-regulatory-objectives-not-a-priority-for-banks.htmlWed, 11 Apr 2018 14:00:00 GMTEnd of sovereign issuances in Middle East could trigger sukuk boomVolatility and an uncertain geo-political backdrop could see investors shift to the Islamic finance markethttp://www.iflr.com/Article/3799694/End-of-sovereign-issuances-in-Middle-East-could-trigger-sukuk-boom.htmlTue, 10 Apr 2018 14:00:00 GMTOfac's crypto blacklist could drive investors to riskier exchangesDigital currencies in the US will be included on the SDN list. This may backfire significantlyhttp://www.iflr.com/Article/3799007/Ofacs-crypto-blacklist-could-drive-investors-to-riskier-exchanges.htmlFri, 06 Apr 2018 09:30:00 GMTIn the news this weekSpotify's much discussed NYSE listing, Asian equity markets opening up and GDPR dominating EU headlines were the most debated issues this weekhttp://www.iflr.com/Article/3798986/In-the-news-this-week.htmlFri, 06 Apr 2018 09:00:00 GMTVietnamese NPLs: new right to seize secured assets is major improvementA lack of market players and enforcement coordination is hampering bad debt disposalshttp://www.iflr.com/Article/3798540/Vietnamese-NPLs-new-right-to-seize-secured-assets-is-major-improvement.htmlWed, 04 Apr 2018 11:15:00 GMTPRIMER: a comparison of EU and US bank resolution regimesBank failures have happened on both sides of the Atlantic - with different rules and outcomeshttp://www.iflr.com/Article/3798145/PRIMER-a-comparison-of-EU-and-US-bank-resolution-regimes.htmlTue, 03 Apr 2018 11:30:00 GMTCryptocurrency exchanges avoiding the US due to confusing regulationA lack of clarity and a stringent legal framework are deterring issuershttp://www.iflr.com/Article/3796459/Cryptocurrency-exchanges-avoiding-the-US-due-to-confusing-regulation.htmlMon, 26 Mar 2018 09:00:00 GMTEXCLUSIVE: OCC says banks can’t ‘dial up risk’ in corporate loans[OPEN ACCESS] The Treasury agency tells IFLR that lenders cannot ignore prudent risk management practiceshttp://www.iflr.com/Article/3796410/EXCLUSIVE-OCC-says-banks-cant-dial-up-risk-in-corporate-loans.htmlFri, 23 Mar 2018 21:45:00 GMTBrexit financial contract restructuring could take up to a yearFirms in the sector are expected to face yet another hurdle when repapering contractshttp://www.iflr.com/Article/3796123/Brexit-financial-contract-restructuring-could-take-up-to-a-year.htmlFri, 23 Mar 2018 12:00:00 GMTIFLR Fintech Europe 2018 forum: key takeawaysCould DLT and cryptocurrencies change the world? Speakers at the March 22 event think it's possiblehttp://www.iflr.com/Article/3795958/IFLR-Fintech-Europe-2018-forum-key-takeaways.htmlFri, 23 Mar 2018 10:15:00 GMTIn the news this weekDevelopments this week include KYC and crypto, key takeaways from China’s Two Sessions forum, and the ongoing Volcker Rule/fiduciary rule sagas in the UShttp://www.iflr.com/Article/3795965/In-the-news-this-week.htmlFri, 23 Mar 2018 10:15:00 GMTPRIMER: shadow banking in ChinaThe PRC is trying to clean up lending practices, with some successhttp://www.iflr.com/Article/3795781/PRIMER-shadow-banking-in-China.htmlThu, 22 Mar 2018 13:00:00 GMTIn the news this weekUncertainty is the theme this week as the Dodd-Frank rollback gathered steam, the status of cryptocurrencies was called into question and PRC buyers thought twice about US target takeovershttp://www.iflr.com/Article/3794277/In-the-news-this-week.htmlFri, 16 Mar 2018 08:15:00 GMTConfusion reigns: are cryptocurrencies commodities or securities?The decision to classify digital money as commodities is pushing exchanges closer to conventionhttp://www.iflr.com/Article/3793992/Confusion-reigns-are-cryptocurrencies-commodities-or-securities.htmlWed, 14 Mar 2018 15:00:00 GMTSchuldschein's mysterious waysThis type of loan has attracted interest from investors and corporates outside Germany. But some changes made to its documentation framework could prove challenginghttp://www.iflr.com/Article/3791606/Schuldscheins-mysterious-ways.htmlTue, 13 Mar 2018 12:00:00 GMTIFLR Americas Awards 2018: shortlist revealedGood luck to all the nominated deals and teamshttp://www.iflr.com/Article/3793152/IFLR-Americas-Awards-2018-shortlist-revealed.htmlMon, 12 Mar 2018 10:30:00 GMTRare but there: Swiss bail-in recognition provisionsIt’s advisable to include these clauses in LMA-style syndicated credit agreements even if not required under local legislationhttp://www.iflr.com/Article/3791602/Rare-but-there-Swiss-bail-in-recognition-provisions.htmlMon, 12 Mar 2018 09:00:00 GMTPRIMER: banks and cyber security (part 2)The second instalment of this primer focuses on what banks still need to be fully prepared for cyber attackshttp://www.iflr.com/Article/3792700/PRIMER-banks-and-cyber-security-part-2.htmlFri, 09 Mar 2018 09:45:00 GMTIn the news this weekIFLR reviews the past week's main regulatory developmentshttp://www.iflr.com/Article/3792773/In-the-news-this-week.htmlFri, 09 Mar 2018 09:00:00 GMTFrance’s crypto derivatives rules could be EU templateOther jurisdictions will watch closely to see if the new framework for these types of derivatives will deter retail investorshttp://www.iflr.com/Article/3792641/Frances-crypto-derivatives-rules-could-be-EU-template.htmlThu, 08 Mar 2018 13:00:00 GMTIFRS 9 could be solution to EU’s NPL problemThe new regulation could be the long-awaited answer to a long-standing problemhttp://www.iflr.com/Article/3792261/IFRS-9-could-be-solution-to-EUs-NPL-problem.htmlWed, 07 Mar 2018 11:00:00 GMTFed to reduce Volcker's regulatory burdenSpeaking to the IIB in DC, Quarles suggested improving the clarity and transparency of the Rule to the benefit of firms and supervisory agencieshttp://www.iflr.com/Article/3791800/Fed-to-reduce-Volckers-regulatory-burden.htmlMon, 05 Mar 2018 22:30:00 GMTPrivate debt curing Brexit effect on UK loan marketDebt funds are said to be providing ‘incredible’ terms, forcing banks to followhttp://www.iflr.com/Article/3791165/Private-debt-curing-Brexit-effect-on-UK-loan-market.htmlFri, 02 Mar 2018 09:00:00 GMTOfac: Venezuela's crypto offering could be sanctions breachThe country's oil-backed petro is seen as an attempt to avoid the US payments systemhttp://www.iflr.com/Article/3790938/Ofac-Venezuelas-crypto-offering-could-be-sanctions-breach.htmlThu, 01 Mar 2018 10:00:00 GMTUS Treasury: future of liquidation authority is limitedThe agency's latest report suggests opting first for bankruptcy, then resorting to the OLAhttp://www.iflr.com/Article/3789942/US-Treasury-future-of-liquidation-authority-is-limited.htmlMon, 26 Feb 2018 10:00:00 GMTEU can look to US, Swiss approaches for crypto regulationThe region's regulators have provided little guidance and are yet to establish a legal framework, but other jurisdictions could provide directionhttp://www.iflr.com/Article/3789293/EU-can-look-to-US-Swiss-approaches-for-crypto-regulation.htmlThu, 22 Feb 2018 15:45:00 GMTPRIMER: the EU Banking UnionThe project’s supervision and resolution pillars are up and running, but progress is less clear when it comes to the deposit schemehttp://www.iflr.com/Article/3788340/PRIMER-the-EU-Banking-Union.htmlThu, 22 Feb 2018 11:00:00 GMTIFLR Europe Awards 2018: shortlist revealedThe deals and teams in competition for IFLR's EU awards this year are now livehttp://www.iflr.com/Article/3788021/IFLR-Europe-Awards-2018-shortlist-revealed.htmlFri, 16 Feb 2018 13:45:00 GMTPRIMER: ICO regulation in AsiaThis IFLR primer looks at a hot topic that is dividing regulators across the regionhttp://www.iflr.com/Article/3787265/PRIMER-ICO-regulation-in-Asia.htmlTue, 13 Feb 2018 11:45:00 GMTNew look CFPB refocuses enforcement and supervision prioritiesThe consumer finance watchdog has made a number of radical changes since Mick Mulvaney was appointed in Novemberhttp://www.iflr.com/Article/3787160/New-look-CFPB-refocuses-enforcement-and-supervision-priorities.htmlMon, 12 Feb 2018 22:30:00 GMTRemoving Volcker for smaller banks will reduce compliance costsA proposed Senate bill would lead to a selective application of the rulehttp://www.iflr.com/Article/3786583/Removing-Volcker-for-smaller-banks-will-reduce-compliance-costs.htmlThu, 08 Feb 2018 20:30:00 GMTFirst UK RMBS sukuk attracts institutional investor interestAl-Rayan Bank's sukuk has elements of both Islamic finance and conventional residential loan securitisationhttp://www.iflr.com/Article/3786568/First-UK-RMBS-sukuk-attracts-institutional-investor-interest.htmlThu, 08 Feb 2018 16:00:00 GMTPRIMER: banks and cyber security (part 1)Given the changing nature of digital threats, complying with very broad legislation can prove a challengehttp://www.iflr.com/Article/3786298/PRIMER-banks-and-cyber-security-part-1.htmlThu, 08 Feb 2018 08:45:00 GMTShould the ECB abandon its bond buying programme?It’s expected to stop in September, but with low inflation and recent global stock market turmoil, is this the right time?http://www.iflr.com/Article/3785753/Should-the-ECB-abandon-its-bond-buying-programme.htmlTue, 06 Feb 2018 11:00:00 GMT2018: business as (un)usual – a look at European financial & regulatory developments into 2018What's in store for EU and UK financial services entities this year? Morrison & Foerster and IFLR take a look at some key developments to expecthttp://www.iflr.com/Article/3785511/2018-business-as-unusuala-look-at-European-financial-and-regulatory-developments-into-2018.htmlTue, 06 Feb 2018 10:00:00 GMTPRIMER: G-sibs and SifisA recent bill from the US Senate has proposed raising the threshold used to define a G-sibhttp://www.iflr.com/Article/3785062/PRIMER-G-sibs-and-Sifis.htmlFri, 02 Feb 2018 08:30:00 GMTDEAL: first agricultural commodity blockchain transactionDistributed ledger technology helps cut costs, time and human errorhttp://www.iflr.com/Article/3783933/DEAL-first-agricultural-commodity-blockchain-transaction.htmlTue, 30 Jan 2018 08:00:00 GMTUS Sifis: asset-based approach under fireFormer OCC head Keith Noreika and Massachussetts' securities regulator William Galvin share their views on the proposed redefinition of a large bankhttp://www.iflr.com/Article/3783854/US-Sifis-asset-based-approach-under-fire.htmlMon, 29 Jan 2018 15:00:00 GMTPSD2 gives banks chance to evolveThe revised rules could trigger a huge shift in banks’ business modelshttp://www.iflr.com/Article/3783198/PSD2-gives-banks-chance-to-evolve.htmlFri, 26 Jan 2018 10:00:00 GMTDEAL: Colombia’s first private project finance projectThe deal reopens the project finance industry after the Lava Jato scandal halted activity for more than a yearhttp://www.iflr.com/Article/3782242/DEAL-Colombias-first-private-project-finance-project.htmlTue, 23 Jan 2018 15:45:00 GMTPRIMER: Islamic finance & sukuk explainedIFLR kicks off 2018 with a primer on Islamic finance, analysing differences with conventional funding mechanismshttp://www.iflr.com/Article/3781412/PRIMER-Islamic-finance-and-sukuk-explained.htmlFri, 19 Jan 2018 09:30:00 GMTEU audit agency casts shadow on ECB crisis management planThe independent auditing body has recommended that the bank improve guidance and apply objective criteriahttp://www.iflr.com/Article/3781334/EU-audit-agency-casts-shadow-on-ECB-crisis-management-plan.htmlThu, 18 Jan 2018 12:00:00 GMTDEAL: first Malaysian sukuk to monetise real estate project billingsSkyWorld's issuance is structured specifically to make property cash flows more efficienthttp://www.iflr.com/Article/3780811/DEAL-first-Malaysian-sukuk-to-monetise-real-estate-project-billings.htmlTue, 16 Jan 2018 12:00:00 GMTBasel III: how some banks will lose outThe recent reform could impact some lenders more than others and have a destabilising effecthttp://www.iflr.com/Article/3780506/Basel-III-how-some-banks-will-lose-out.htmlMon, 15 Jan 2018 09:00:00 GMTDEAL: MENA region’s first Reit sukukReal estate trusts have mainly resorted to conventional debt financing, making this Islamic finance-based issuance a landmark deal in the regionhttp://www.iflr.com/Article/3779634/DEAL-MENA-regions-first-Reit-sukuk.htmlTue, 09 Jan 2018 17:15:00 GMTDEAL: largest ever African infrastructure project financingThe $4 billion Nacala Corridor rail and port project comprised four borrowers, greenfield and brownfield sites, and numerous legal challengeshttp://www.iflr.com/Article/3779329/DEAL-largest-ever-African-infrastructure-project-financing.htmlMon, 08 Jan 2018 17:00:00 GMTSpecial report: The future of European bank resolutionThis landmark survey from Practice Insight reveals in-house lawyers' thoughts on everything from the BRRD to what will cause the next crisishttp://www.iflr.com/Article/3776397/Special-report-The-future-of-European-bank-resolution.htmlTue, 19 Dec 2017 11:00:00 GMTFintech could enhance small business lendingNew technologies are emerging that could improve the sector, but regulators are yet to address cyber concernshttp://www.iflr.com/Article/3776383/Fintech-could-enhance-small-business-lending.htmlTue, 19 Dec 2017 09:15:00 GMTCouncil, ECB at odds over NPL planBad loans continue to blight EU economies. The Central Bank's plan to deal with the issue is facing one of its first hurdleshttp://www.iflr.com/Article/3773327/Council-ECB-at-odds-over-NPL-plan.htmlThu, 07 Dec 2017 09:00:00 GMTDodd and Frank join CFPB debateThe collective minds behind the Dodd–Frank Act have outlined that Mick Mulvaney’s appointment as temporary director is contrary to the statute's original intenthttp://www.iflr.com/Article/3772108/Dodd-and-Frank-join-CFPB-debate.htmlMon, 04 Dec 2017 07:00:00 GMTBanks put FRTB on holdHeads of regulatory strategy say that transatlantic uncertainty and an unworkable Brexit timetable have forced them to pause implementationhttp://www.iflr.com/Article/3770807/Banks-put-FRTB-on-hold.htmlWed, 29 Nov 2017 13:00:00 GMTEXCLUSIVE: Q&A with former OCC acting Comptroller Keith NoreikaKeith Noreika on his successor, the CFPB, fintech, Volcker and his futurehttp://www.iflr.com/Article/3770594/EXCLUSIVE-Q-A-with-former-OCC-acting-Comptroller-Keith-Noreika.htmlTue, 28 Nov 2017 16:15:00 GMTNoreika would consider CFPB director roleActing Comptroller Keith Noreika would jump at the chance to head up the regulator, he has told IFLRhttp://www.iflr.com/Article/3769235/Noreika-would-consider-CFPB-director-role.htmlThu, 23 Nov 2017 12:45:00 GMTFSOC and Sifi designation reform welcomedRecommendations by the Treasury on how to improve the FSOC are reasonable, well thought out and in line with the agency’s natural progressionhttp://www.iflr.com/Article/3769124/FSOC-and-Sifi-designation-reform-welcomed.htmlWed, 22 Nov 2017 17:00:00 GMTOCC must continue to push for fintech charterState-level regulation of fintech start-ups could lead to more financial crime, but who will emerge as the principal watchdog of the sector is up for debatehttp://www.iflr.com/Article/3768461/OCC-must-continue-to-push-for-fintech-charter.htmlTue, 21 Nov 2017 11:15:00 GMTPRIMER: Chinese NPLsA cheat sheet on non-performing loans in China and what can be done to prevent them from escalatinghttp://www.iflr.com/Article/3767691/PRIMER-Chinese-NPLs.htmlFri, 17 Nov 2017 02:15:00 GMTDistressed M&A risks in AsiaThe region is seeing an increasing number of NPL-inspired deals, but the opportunities are laden with riskshttp://www.iflr.com/Article/3766749/Distressed-M-A-risks-in-Asia.htmlTue, 14 Nov 2017 10:00:00 GMTHoldco/opco interpretation drives sub debt confusionIt’s unclear if asset managers understand the difference between contractual and structural subordinationhttp://www.iflr.com/Article/3765879/Holdcoopco-interpretation-drives-sub-debt-confusion.htmlFri, 10 Nov 2017 08:30:00 GMTPRIMER: US Treasury ReportsIFLR looks at the three US Treasury reports that have been released to date, and how they may (or not) change financial regulationhttp://www.iflr.com/Article/3765850/PRIMER-US-Treasury-Reports.htmlFri, 10 Nov 2017 08:30:00 GMTPRIMER: bank capitalIFLR's latest primer looks at how the requirement for banks to be able to absorb losses on their own has evolved since the financial crisishttp://www.iflr.com/Article/3763971/PRIMER-bank-capital.htmlFri, 03 Nov 2017 08:30:00 GMTDEAL: Qantas’ loan with switchable collateralThe Australian airline will be able to mix and match aircraft used as security to achieve regular pricing adjustmentshttp://www.iflr.com/Article/3763860/DEAL-Qantas-loan-with-switchable-collateral.htmlThu, 02 Nov 2017 12:30:00 GMTChina tightens lending rules againSpeaking at the recent 19th National Congress of the Communist Party of China, the banking regulator wants to crack down on shadow banking, NPLs and online lendinghttp://www.iflr.com/Article/3762559/China-tightens-lending-rules-again.htmlFri, 27 Oct 2017 11:00:00 GMTFrance breaks banking monopoly for alternative lendersLegacy banks are unhappy that investment funds are now able to lend money to French corporateshttp://www.iflr.com/Article/3762430/France-breaks-banking-monopoly-for-alternative-lenders.htmlFri, 27 Oct 2017 09:00:00 GMTFinancial services must embrace tech to surviveSpeakers at SIFMA’s annual conference outlined the importance of technology to continue business growth, and called on regulators to play their parthttp://www.iflr.com/Article/3762189/Financial-services-must-embrace-tech-to-survive.htmlThu, 26 Oct 2017 10:00:00 GMTChina needs to relax fintech rulesRegulations are playing catch-up with fast-paced technology changes in the sectorhttp://www.iflr.com/Article/3761374/China-needs-to-relax-fintech-rules.htmlTue, 24 Oct 2017 10:00:00 GMTChinese P2P lenders face IPO scrutinyRegulators are cracking down on online lenders in a bid to protect consumers and financial sector stabilityhttp://www.iflr.com/Article/3761078/Chinese-P2P-lenders-face-IPO-scrutiny.htmlMon, 23 Oct 2017 09:45:00 GMTIFLR Fintech Asia 2017 forum: key takeawaysAll the highlights from IFLR's October 19 Fintech Asia forumhttp://www.iflr.com/Article/3760610/IFLR-Fintech-Asia-2017-forum-key-takeaways.htmlFri, 20 Oct 2017 09:15:00 GMTIFLR Americas awards 2018 - call for nominationsGet in touch now to submit your nomination for next year's IFLR Americas awardshttp://www.iflr.com/Article/3760311/IFLR-Americas-awards-2018-call-for-nominations.htmlThu, 19 Oct 2017 09:15:00 GMTIFLR’s Middle East Awards 2017: winners revealedAllen & Overy scoops international firm of the year at the 12th annual Middle East Awardshttp://www.iflr.com/Article/3760303/IFLRs-Middle-East-Awards-2017-winners-revealed.htmlWed, 18 Oct 2017 12:30:00 GMTASIC commissioner: fintech streamlines bank back officesFintech companies and banks can work together to make financial services more efficient, according to the Australian regulator's John Pricehttp://www.iflr.com/Article/3758565/ASIC-commissioner-fintech-streamlines-bank-back-offices.htmlThu, 12 Oct 2017 05:00:00 GMTBrexit will benefit Asia-PacPolitical events combined with the droves of financial regulation being rolled out in the west will boost the regionhttp://www.iflr.com/Article/3757834/Brexit-will-benefit-Asia-Pac.htmlTue, 10 Oct 2017 03:00:00 GMTIFLR Asia Awards 2018 – call for nominationsThe research process has started to find the most innovative deals in Asia - get in touch!http://www.iflr.com/Article/3757652/IFLR-Asia-Awards-2018call-for-nominations.htmlMon, 09 Oct 2017 13:15:00 GMTECB gets tougher on NPLsThe latest proposals, which would have banks bear the costs of keeping bad loans on their books, come with unanswered questionshttp://www.iflr.com/Article/3757332/ECB-gets-tougher-on-NPLs.htmlMon, 09 Oct 2017 09:30:00 GMTFintech NYC forum: key takeawaysAll the highlights from IFLR's Fintech NYC event on September 27: the future of blockchain, leveraging regtech, automation to support compliance and morehttp://www.iflr.com/Article/3756445/Fintech-NYC-forumkey-takeaways.htmlTue, 03 Oct 2017 17:30:00 GMTBanks are running out of time on FRTBA perfect storm of late rules, Brexit and political change is rendering the existing timeline practically impossiblehttp://www.iflr.com/Article/3756296/Banks-are-running-out-of-time-on-FRTB.htmlTue, 03 Oct 2017 12:00:00 GMTECB’s Nouy: EU bank resolution needs national focusThe current rules to restructure failing banks have proved they are reliable. But they need to be part of wider improvement effort in financial institutions’ health and, importantly, mentalityhttp://www.iflr.com/Article/3755514/ECBs-Nouy-EU-bank-resolution-needs-national-focus.htmlFri, 29 Sep 2017 13:00:00 GMTComing soon: a guide to Italian NPLsOrrick finance group, coordinated by Patrizio Messina, assesses the country’s innovative approach to bad loans, ahead of the firm’s upcoming book on the subjecthttp://www.iflr.com/Article/3755242/Coming-soon-a-guide-to-Italian-NPLs.htmlThu, 28 Sep 2017 16:00:00 GMTCompanies bank on blockchain bonds to cut costs, timeIssuers are eyeing distributed ledger technology to reduce the financial and documentation burden associated with traditional instrumentshttp://www.iflr.com/Article/3754156/Companies-bank-on-blockchain-bonds-to-cut-costs-time.htmlTue, 26 Sep 2017 08:15:00 GMTPRIMER: Dodd-Frank and stress testingThis week’s primer looks at why stress testing is necessary in the US banking sector, and where it stands todayhttp://www.iflr.com/Article/3753276/PRIMER-Dodd-Frank-and-stress-testing.htmlFri, 22 Sep 2017 07:45:00 GMTThe financial crisis, 10 years onA decade after the global banking sector came close to collapsing, the regulatory and litigation landscape has changed significantlyhttp://www.iflr.com/Article/3750946/The-financial-crisis-10-years-on.htmlWed, 13 Sep 2017 16:00:00 GMTLiving will extension prompts market reliefThe Fed and the FDIC have extended the deadline for submitting resolution plans to a number of foreign banks in the UShttp://www.iflr.com/Article/3750194/Living-will-extension-prompts-market-relief.htmlMon, 11 Sep 2017 17:00:00 GMTDEAL: landmark Bangladesh power plant financingThe project, the country’s first PPP with a foreign investor, is a vote of confidence in the developing markethttp://www.iflr.com/Article/3749774/DEAL-landmark-Bangladesh-power-plant-financing.htmlFri, 08 Sep 2017 15:00:00 GMTPRC regulator blames fraud for ICO banChina’s central bank has taken drastic steps to ban what it says is a disruption to the local financial markethttp://www.iflr.com/Article/3749676/PRC-regulator-blames-fraud-for-ICO-ban.htmlFri, 08 Sep 2017 14:30:00 GMTPRIMER: General Data Protection RegulationThis week's instalment assesses market concerns around the incoming EU data ruleshttp://www.iflr.com/Article/3746821/PRIMER-General-Data-Protection-Regulation.htmlThu, 31 Aug 2017 12:00:00 GMTNigeria's NPL plans are a work in progressEfforts to establish an active distressed debt market have raised concerns over security and loan recoveryhttp://www.iflr.com/Article/3745150/Nigerias-NPL-plans-are-a-work-in-progress.htmlFri, 25 Aug 2017 09:15:00 GMTOCC looks to recalibrate Volcker RuleThe regulator wants to establish if the rule is fit for purpose - to the delight of most of the markethttp://www.iflr.com/Article/3741470/OCC-looks-to-recalibrate-Volcker-Rule.htmlTue, 15 Aug 2017 08:45:00 GMTDEAL: Cemex’s $4 billion refinancingThe deal helps the cement producer turn the page on a tumultuous time with more flexibility and more agreeable pricinghttp://www.iflr.com/Article/3741377/DEAL-Cemexs-4-billion-refinancing.htmlMon, 14 Aug 2017 16:45:00 GMTPOLL: what should replace Libor?Vote now on the homepage to have your voice heardhttp://www.iflr.com/Article/3740614/POLL-what-should-replace-Libor.htmlThu, 10 Aug 2017 17:00:00 GMTPRIMER: the Volcker RuleIFLR's latest primer provides insight into the future of the much-debated US regulationhttp://www.iflr.com/Article/3740359/PRIMER-the-Volcker-Rule.htmlThu, 10 Aug 2017 10:30:00 GMTLife after Libor: what next for interest rates?The FCA administered the infamous rate’s inevitable coup de grâce last week, but replacing it won’t be easyhttp://www.iflr.com/Article/3738000/Life-after-Libor-what-next-for-interest-rates.htmlTue, 01 Aug 2017 12:00:00 GMTGreen loans are catching onInnovation in the European market is driving issuance, but preferential prudential standards could be the boon the asset class needshttp://www.iflr.com/Article/3737924/Green-loans-are-catching-on.htmlTue, 01 Aug 2017 09:00:00 GMTBlocked CFPB rule ‘a gift to class action lawyers’Supporters of the provision, which has been blocked by the house, say it is essential for consumer rightshttp://www.iflr.com/Article/3737306/Blocked-CFPB-rule-a-gift-to-class-action-lawyers.htmlFri, 28 Jul 2017 15:30:00 GMTPOLL: the future of European bank resolutionTake the survey now to have your voice heardhttp://www.iflr.com/Article/3734902/POLL-the-future-of-European-bank-resolution.htmlThu, 20 Jul 2017 14:30:00 GMTDEAL: Argentina resumes power project finance fundingInternational lenders are slowly returning to fund infrastructure projects in the LATAM nation after years of economic uncertaintyhttp://www.iflr.com/Article/3734069/DEAL-Argentina-resumes-power-project-finance-funding.htmlTue, 18 Jul 2017 11:30:00 GMTMarket misreads HK new bail-in powersSome believe their capital could be at risk under the resolution regime, a problem the government is keen to clarifyhttp://www.iflr.com/Article/3734072/Market-misreads-HK-new-bail-in-powers.htmlTue, 18 Jul 2017 11:15:00 GMTPRIMER: the Bank Recovery and Resolution DirectiveIn the first of our new series of primer articles, IFLR explains the BRRD basics and what the Italian and Spanish case studies could mean for investorshttp://www.iflr.com/Article/3734036/PRIMER-the-Bank-Recovery-and-Resolution-Directive.htmlMon, 17 Jul 2017 16:15:00 GMTDana sukuk: why the market is overreactingA problem with one issuer won't undermine the entire Islamic debt markethttp://www.iflr.com/Article/3733172/Dana-sukuk-why-the-market-is-overreacting.htmlFri, 14 Jul 2017 10:00:00 GMTMnuchin non-US prudential standards spark debateThe Treasury’s suggestion that foreign banks should be judged on their US assets alone has created tensions between industry organisationshttp://www.iflr.com/Article/3730102/Mnuchin-non-US-prudential-standards-spark-debate.htmlTue, 04 Jul 2017 13:00:00 GMTBrexit studies: the good, the bad and the ignorantReports from Afme, Clifford Chance, Linklaters and Aeriandi have highlighted problems and suggested solutions. It's unclear whether the government is listeninghttp://www.iflr.com/Article/3730079/Brexit-studies-the-good-the-bad-and-the-ignorant.htmlTue, 04 Jul 2017 12:00:00 GMTPOLL: Asia’s biggest Mifid II compliance concernsAs the deadline looms, the region is struggling with the extraterritorial nature of the rules. IFLR asks what's troubling the market mosthttp://www.iflr.com/Article/3730073/POLL-Asias-biggest-Mifid-II-compliance-concerns.htmlTue, 04 Jul 2017 09:45:00 GMTFirst HK-led token sale tests local lawsThe first Hong Kong-led cryptographic token sale has put the territory's relevant laws to the testhttp://www.iflr.com/Article/3729900/First-HK-led-token-sale-tests-local-laws.htmlMon, 03 Jul 2017 11:45:00 GMTVenetian banks’ bailout undermines BRRD credibilityThe cleanup was carried out as a liquidation, not a resolution, which suggests EU rules are not taken seriously enoughhttp://www.iflr.com/Article/3729475/Venetian-banks-bailout-undermines-BRRD-credibility.htmlFri, 30 Jun 2017 11:15:00 GMTCov-lite keeps growingSome think the changing investor base means vast parts of the market have outgrown maintenance covenantshttp://www.iflr.com/Article/3729248/Cov-lite-keeps-growing.htmlThu, 29 Jun 2017 15:30:00 GMTDEAL: Mozambique’s $5 billion FLNG projectThe troubled African nation has ring-fenced this landmark project to shield it from the country’s risk of sovereign defaulthttp://www.iflr.com/Article/3726871/DEAL-Mozambiques-5-billion-FLNG-project.htmlWed, 21 Jun 2017 04:30:00 GMTTreasury report could spell end of CHOICE ActMost of its recommendations don't need Senate approval to go live, and could also threaten current Obama-era regulationhttp://www.iflr.com/Article/3725786/Treasury-report-could-spell-end-of-CHOICE-Act.htmlFri, 16 Jun 2017 11:00:00 GMTEU/US diverge on leveraged lending capThe plans will push riskier lending into unregulated domainshttp://www.iflr.com/Article/3725749/EUUS-diverge-on-leveraged-lending-cap.htmlFri, 16 Jun 2017 10:30:00 GMTHow capital misallocation is hurting ChinaMarket participants have urged the government to address the issue, which has exacerbated the PRC's bad debt problemhttp://www.iflr.com/Article/3725759/How-capital-misallocation-is-hurting-China.htmlFri, 16 Jun 2017 10:00:00 GMTEurope Women in Business Law Awards: 2017 winnersAll the highlights from last week's awards in Londonhttp://www.iflr.com/Article/3725721/Europe-Women-in-Business-Law-Awards-2017-winners.htmlFri, 16 Jun 2017 09:30:00 GMTBitcoin arbitrage on Asian regulators’ radarThe steady increase in cryptocurrency trading in the region could be a direct consequence of investors' offshore strategyhttp://www.iflr.com/Article/3724088/Bitcoin-arbitrage-on-Asian-regulators-radar.htmlFri, 09 Jun 2017 12:00:00 GMTBasel IV: where is the US?The global committee of regulators has indicated an agreement is imminent – but without the US’ input it could be little more than posturinghttp://www.iflr.com/Article/3723059/Basel-IV-where-is-the-US.htmlTue, 06 Jun 2017 11:45:00 GMTCFTC could go further in regulating fintechSome market participants have highlighted the initiative's limitations including that the regulator doesn't have enforcement powers to ensure its applicationhttp://www.iflr.com/Article/3723062/CFTC-could-go-further-in-regulating-fintech.htmlTue, 06 Jun 2017 11:15:00 GMTDEAL: France’s first PPP refinancingFunding for the contract to manage the MoD's new Paris HQ now includes a securitisation and better terms for bank debthttp://www.iflr.com/Article/3722207/DEAL-Frances-first-PPP-refinancing.htmlFri, 02 Jun 2017 10:15:00 GMTAsian regulators differ on framework for bitcoin operatorsJapan and South Korea have taken different approaches to the supervision of digital currencieshttp://www.iflr.com/Article/3721543/Asian-regulators-differ-on-framework-for-bitcoin-operators.htmlWed, 31 May 2017 11:30:00 GMTPOLL: Is the SSM working?Failure or success? This month's poll asks if Europe's banking supervision system is fit for purposehttp://www.iflr.com/Article/3719906/POLL-Is-the-SSM-working.htmlWed, 24 May 2017 16:15:00 GMTMexico could benefit from fintech regulationThe country will likely become a LATAM hub for financial services if it tightens up regulation in that sectorhttp://www.iflr.com/Article/3719343/Mexico-could-benefit-from-fintech-regulation.htmlTue, 23 May 2017 11:30:00 GMTAsia’s low LEI adoption threatens post-Mifid II inclusionThe region has the lowest adoption rate of such identification codes globally, which could impact financial transactions taking place next yearhttp://www.iflr.com/Article/3719194/Asias-low-LEI-adoption-threatens-post-Mifid-II-inclusion.htmlMon, 22 May 2017 16:00:00 GMTCleary grabs top spot at the IFLR Americas AwardsAll the highlights from last week's ceremony in New Yorkhttp://www.iflr.com/Article/3718560/Cleary-grabs-top-spot-at-the-IFLR-Americas-Awards.htmlFri, 19 May 2017 09:30:00 GMTForeign banks remain subject to regulation-laden PRC underwriting processA CBRC circular may have exempted offshore banks from its oversight but other regulators still expect to be actively involvedhttp://www.iflr.com/Article/3715885/Foreign-banks-remain-subject-to-regulation-laden-PRC-underwriting-process.htmlTue, 09 May 2017 12:15:00 GMTEurope deals of the year: loansMuch of the creative work sought to maximise flexibility in credit agreements or cut transaction fees by amending existing facilities for acquisition financinghttp://www.iflr.com/Article/3712164/Europe-deals-of-the-year-loans.htmlMon, 08 May 2017 13:00:00 GMTEurope deals of the year: project financeSome of the most exciting innovations came in the renewables market – these included landmark solar stations and wind farmshttp://www.iflr.com/Article/3712178/Europe-deals-of-the-year-project-finance.htmlMon, 08 May 2017 13:00:00 GMTEsma tackles post-Brexit regulatory arbitrageThe EU authority is determined to stop the race to the bottom, despite member states’ denial of improper behaviourhttp://www.iflr.com/Article/3715029/Esma-tackles-post-Brexit-regulatory-arbitrage.htmlFri, 05 May 2017 08:45:00 GMTPassporting fears push market to Brexit-proof loansThe Loan Market Association’s designated entity clause is one way the market is reacting to the likely loss of some key EU rightshttp://www.iflr.com/Article/3714328/Passporting-fears-push-market-to-Brexit-proof-loans.htmlWed, 03 May 2017 11:30:00 GMTVince Cable: Brexit is a body blow for the CityThe former business secretary said at an event on April 27 that while London is full of resilient institutions and creative people, businesses must get wise to the realityhttp://www.iflr.com/Article/3713330/Vince-Cable-Brexit-is-a-body-blow-for-the-City.htmlFri, 28 Apr 2017 12:00:00 GMTDebate rages over Choice Act 2.0The April hearing on the newly-released update has sparked partisan debate about the value of the act and the underlying causes of the crisishttp://www.iflr.com/Article/3713237/Debate-rages-over-Choice-Act-20.htmlFri, 28 Apr 2017 09:30:00 GMTPRC regulator intervention prevents debt recovery effortsChinese creditors are seeing their efforts to enforce rights and foreclose loans weakened by increasing government oversighthttp://www.iflr.com/Article/3712076/PRC-regulator-intervention-prevents-debt-recovery-efforts.htmlTue, 25 Apr 2017 12:30:00 GMTCyber and regulation key obstacles to fintech innovationBanks’ heightened risk aversion is preventing collaboration with smaller tech firmshttp://www.iflr.com/Article/3712033/Cyber-and-regulation-key-obstacles-to-fintech-innovation.htmlTue, 25 Apr 2017 11:15:00 GMTIFLR Europe awards 2017: winners revealedAll the winning deals, teams, firms and individuals from last week's ceremony at the Savoy in Londonhttp://www.iflr.com/Article/3711211/IFLR-Europe-awards-2017-winners-revealed.htmlFri, 21 Apr 2017 11:00:00 GMTDEAL: First commercial energy storage system projectLender CIT and developer Macquarie Capital expect this technology to take off as battery systems become more reliablehttp://www.iflr.com/Article/3709181/DEAL-First-commercial-energy-storage-system-project.htmlWed, 12 Apr 2017 08:45:00 GMTKenya banks ready for licence moratorium liftingThe central bank looks set to lift the controversial ban after making progress in boosting governance and financial stabilityhttp://www.iflr.com/Article/3708740/Kenya-banks-ready-for-licence-moratorium-lifting.htmlTue, 11 Apr 2017 08:00:00 GMTJapan pushes forward with risky first loan to IraqThe Middle Eastern country's unstable political and economic situation has some worried about the prospect of repaymenthttp://www.iflr.com/Article/3708708/Japan-pushes-forward-with-risky-first-loan-to-Iraq.htmlMon, 10 Apr 2017 15:15:00 GMTFrankfurt surges in Brexit battle for London’s businessFragmentation is the clearest conclusion so far, suggesting the European banking system is set to get significantly more complicatedhttp://www.iflr.com/Article/3688869/Frankfurt-surges-in-Brexit-battle-for-Londons-business.htmlThu, 06 Apr 2017 08:00:00 GMTRegtech must serve a purposeInnovative new technology like artificial intelligence is exciting but it must solve a problem that already exists, according to speakers at IFLR’s Fintech Europe forumhttp://www.iflr.com/Article/3687940/Regtech-must-serve-a-purpose.htmlMon, 03 Apr 2017 14:30:00 GMTIFLR Fintech Europe: key takeawaysIn case you missed it, here are the key discussion points from yesterday's forum in Londonhttp://www.iflr.com/Article/3687352/IFLR-Fintech-Europe-key-takeaways.htmlFri, 31 Mar 2017 11:00:00 GMTDEAL: Aus first solar portfolio acquisition and financingEdify Energy closed funding for some of the country's first large-scale projects which attracted a trio of international lendershttp://www.iflr.com/Article/3687362/DEAL-Aus-first-solar-portfolio-acquisition-and-financing.htmlFri, 31 Mar 2017 10:45:00 GMTMarket rejects Glass-Steagall’s returnPresident Trump’s suggestion to re-instate Glass-Steagall has been dismissed by many market participantshttp://www.iflr.com/Article/3673098/Market-rejects-Glass-Steagalls-return.htmlTue, 28 Mar 2017 12:15:00 GMTECB’s NPL guidance raises hopes and concernThe measures to address the EU's growing NPL problem are a departure from its previous prescriptive stance. But questions surround the role of servicershttp://www.iflr.com/Article/3673088/ECBs-NPL-guidance-raises-hopes-and-concern.htmlTue, 28 Mar 2017 10:45:00 GMTUK bankers still struggle with conductA third of staff at banks said they see a conflict between their employers' stated values and the way business is done – but there are some positiveshttp://www.iflr.com/Article/3671558/UK-bankers-still-struggle-with-conduct.htmlThu, 23 Mar 2017 08:30:00 GMTChina’s new cyber law could impede data transfersA requirement to keep all personal and critical data onshore could pose some difficulties for companies doing business in the PRChttp://www.iflr.com/Article/3671545/Chinas-new-cyber-law-could-impede-data-transfers.htmlWed, 22 Mar 2017 16:30:00 GMTFintech could solve Sharia contracts' puzzlesPanellists at the Finnovasia 2017 Conference in Kuala Lumpur explained how Islamic finance could benefit from the nascent industryhttp://www.iflr.com/Article/3670949/Fintech-could-solve-Sharia-contracts-puzzles.htmlTue, 21 Mar 2017 09:30:00 GMTCompetition builds for blockchain-based software solutionA new US industry initiative is vying for position in the growing smart contract sectorhttp://www.iflr.com/Article/3669172/Competition-builds-for-blockchain-based-software-solution.htmlTue, 14 Mar 2017 10:30:00 GMTAnti-corruption high on global banks' agendaFinancial institutions are warning foreign businesses operating in India not to fall short of anti-bribery ruleshttp://www.iflr.com/Article/3669181/Anti-corruption-high-on-global-banks-agenda.htmlTue, 14 Mar 2017 10:15:00 GMTDEAL: Banks Renewables wind farm financingThe £210 million deal has combined commercial bank debt with institutional investment for the first time on a project that’s not yet operationalhttp://www.iflr.com/Article/3669151/DEAL-Banks-Renewables-wind-farm-financing.htmlTue, 14 Mar 2017 09:00:00 GMTMorocco opens up to Islamic bankingEfforts to introduce shariah-compliant banking in the north African country have been a long time coming. It chose a controlled opening of the market as its strategyhttp://www.iflr.com/Article/3668603/Morocco-opens-up-to-Islamic-banking.htmlFri, 10 Mar 2017 15:15:00 GMTIndia’s new payment banks need a regulatory boostThe introduction of digital payments on a national scale can only be successful with the government's supporthttp://www.iflr.com/Article/3666128/Indias-new-payment-banks-need-a-regulatory-boost.htmlThu, 02 Mar 2017 11:00:00 GMTGreen sukuk are comingThe two asset classes are a perfect fit, but the appetite of Islamic investors for risk and innovation is limitedhttp://www.iflr.com/Article/3665161/Green-sukuk-are-coming.htmlTue, 28 Feb 2017 07:30:00 GMTHow conduct agenda is reshaping financial servicesA focus on behaviour may boost liquidity by improving clients’ understanding of how markets workhttp://www.iflr.com/Article/3664282/How-conduct-agenda-is-reshaping-financial-services.htmlThu, 23 Feb 2017 15:00:00 GMTEU payment services rules spur new regulation in JapanThe Asian country is looking to a new European directive regulating intermediary businesses to drive its own fintech sectorhttp://www.iflr.com/Article/3662619/EU-payment-services-rules-spur-new-regulation-in-Japan.htmlFri, 17 Feb 2017 14:30:00 GMTPBOC uses blockchain technology to combat money launderingCritics say the Chinese central bank's e-money initiative is not what a cryptocurrency is forhttp://www.iflr.com/Article/3661468/PBOC-uses-blockchain-technology-to-combat-money-laundering.htmlTue, 14 Feb 2017 09:30:00 GMTEBA bad bank plan gets mixed responseThe early-stage proposal could be a moral hazard for countries that have already sought to address their NPL problemshttp://www.iflr.com/Article/3661357/EBA-bad-bank-plan-gets-mixed-response.htmlMon, 13 Feb 2017 18:00:00 GMTTrump’s proposed Dodd-Frank rollback unpickedThe executive order goes beyond repealing the post-crisis legislation. The US' role within global rulemaking is also under threathttp://www.iflr.com/Article/3661273/Trumps-proposed-Dodd-Frank-rollback-unpicked.htmlMon, 13 Feb 2017 14:45:00 GMTBrexit white paper hints at third country equivalence status for UKThe government has clarified a few points surrounding the future of UK financial services but uncertainty remainshttp://www.iflr.com/Article/3659440/Brexit-white-paper-hints-at-third-country-equivalence-status-for-UK.htmlMon, 06 Feb 2017 11:00:00 GMTRecord low FCA fines in 2016 were an anomalyDeutsche Bank’s AML penalty announced this morning shows the remarkably low total is not a reflection of policy changehttp://www.iflr.com/Article/3657887/Record-low-FCA-fines-in-2016-were-an-anomaly.htmlTue, 31 Jan 2017 10:15:00 GMTEffects of India's cash crackdown still uncertainThe government's decision to tackle corruption may not have had the desired effecthttp://www.iflr.com/Article/3657873/Effects-of-Indias-cash-crackdown-still-uncertain.htmlTue, 31 Jan 2017 09:00:00 GMTDEAL: India’s first synthetic rupee-denominated margin loanThe issuance is a first on many fronts, and could help further open the local PE markethttp://www.iflr.com/Article/3657067/DEAL-Indias-first-synthetic-rupee-denominated-margin-loan.htmlThu, 26 Jan 2017 17:00:00 GMTDEAL: Fonterra’s multi-currency loan from Bank of ChinaThe dairy group is the first New Zealand company to tap China's DCM for financinghttp://www.iflr.com/Article/3656153/DEAL-Fonterras-multi-currency-loan-from-Bank-of-China.htmlTue, 24 Jan 2017 13:00:00 GMTBanks’ Brexit relocation plans hit by internal strugglesRelocation strategies are being slowed by differing priorities across teams, according to a London-based in-house at a US bankhttp://www.iflr.com/Article/3655271/Banks-Brexit-relocation-plans-hit-by-internal-struggles.htmlFri, 20 Jan 2017 11:00:00 GMTMay threatens financial centre model in Brexit speechMarket participants have interpreted the speech as a threat to pursue a free market financial centre model if access via equivalence is not grantedhttp://www.iflr.com/Article/3654330/May-threatens-financial-centre-model-in-Brexit-speech.htmlTue, 17 Jan 2017 14:00:00 GMTIndia’s demonetisation drive squeezes capital deploymentThe country's withdrawal of 500 and 1,000 rupee banknotes from circulation has left banks wary of onshore investmenthttp://www.iflr.com/Article/3654267/Indias-demonetisation-drive-squeezes-capital-deployment.htmlTue, 17 Jan 2017 11:45:00 GMTDEAL: Europe’s first certified green loanStrasser Capital has opened the market to institutional investors with a 20-year transactionhttp://www.iflr.com/Article/3654246/DEAL-Europes-first-certified-green-loan.htmlTue, 17 Jan 2017 11:30:00 GMTDEAL: Bahrain’s first LNGIt’s also the first time a project like this has been done on a PPP basis in the Middle East – all without enabling legislationhttp://www.iflr.com/Article/3652396/DEAL-Bahrains-first-LNG.htmlThu, 12 Jan 2017 16:30:00 GMT5AMLD: EU crypto-currency framework draws closerDigital money use may be on the rise but EU regulatory efforts have not yet caught uphttp://www.iflr.com/Article/3651813/5AMLD-EU-crypto-currency-framework-draws-closer.htmlWed, 11 Jan 2017 11:45:00 GMTRegulatory focus sharpens for UK crowdfundingThe FCA may take action after finding evidence that a number of platforms didn't manage investor money properlyhttp://www.iflr.com/Article/3651808/Regulatory-focus-sharpens-for-UK-crowdfunding.htmlWed, 11 Jan 2017 11:30:00 GMTChina’s capital flight crackdown could have undesired effectsThe government's FX squeeze may have the opposite effect of stimulating investor demand for foreign capitalhttp://www.iflr.com/Article/3650701/Chinas-capital-flight-crackdown-could-have-undesired-effects.htmlFri, 06 Jan 2017 08:45:00 GMTBrexit: market access poll – have your sayIFLR is asking the market its views on the best approach for the UK on passporting, equivalence and clearinghttp://www.iflr.com/Article/3647689/Brexit-market-access-pollhave-your-say.htmlFri, 16 Dec 2016 11:00:00 GMTFed’s final TLAC rule releasedEnding too-big-to-fail has been a goal of the regulators since the financial crisis. The US central bank's final rule is a giant step in the right directionhttp://www.iflr.com/Article/3647657/Feds-final-TLAC-rule-released.htmlFri, 16 Dec 2016 09:45:00 GMTUS bank sector round-upHere’s what you missed – or couldn’t digest – as the year’s end rush gains pacehttp://www.iflr.com/Article/3646570/US-bank-sector-round-up.htmlTue, 13 Dec 2016 09:45:00 GMTUS financial services industry outlines Brexit concernsThe US financial services industry has expressed specific concerns over the UK’s eventual exit from the EUhttp://www.iflr.com/Article/3645473/US-financial-services-industry-outlines-Brexit-concerns.htmlThu, 08 Dec 2016 09:30:00 GMTFirms urged to be proactive on cyberRegulators across the globe are upping the stakes for firms that don’t have adequate protections in place. Thinking the risk relates to technology alone is the first mistakehttp://www.iflr.com/Article/3606488/Firms-urged-to-be-proactive-on-cyber.htmlFri, 02 Dec 2016 16:30:00 GMTRegulatory regionalism expected in 2017As 2016 draws to a close, a debate is raging as to whether international and transatlantic financial regulatory coherence can survive the coming yearhttp://www.iflr.com/Article/3606258/Regulatory-regionalism-expected-in-2017.htmlFri, 02 Dec 2016 10:45:00 GMTAre big banks more profitable?The market is divided. While some argue scale is necessary to survive, others say solidity can be more importanthttp://www.iflr.com/Article/3606256/Are-big-banks-more-profitable.htmlFri, 02 Dec 2016 10:30:00 GMTOCC’s Curry: bank capital robustThe head of the OCC has said the US bank sector’s high capital levels can contain the depth of the next downturnhttp://www.iflr.com/Article/3606238/OCCs-Curry-bank-capital-robust.htmlFri, 02 Dec 2016 09:00:00 GMTKing: no need for international frameworkThe former governor of the Bank of England has questioned the need for internationally-derived bank regulationhttp://www.iflr.com/Article/3605948/King-no-need-for-international-framework.htmlThu, 01 Dec 2016 10:00:00 GMTIndia's demonetisation move sparks debt concernsModi's decision to remove high-value cash from circulation may backfire, leading to increased public debthttp://www.iflr.com/Article/3605382/Indias-demonetisation-move-sparks-debt-concerns.htmlTue, 29 Nov 2016 13:15:00 GMTWEBINAR: Brexit and the search for consensusJoin the leading financial services lawyers on December 20 for a crucial roundtable discussion on the best approach to Brexithttp://www.iflr.com/Article/3605365/WEBINAR-Brexit-and-the-search-for-consensus.htmlTue, 29 Nov 2016 12:15:00 GMTCWT: focus on Trump’s appointmentsThe law firm has attempted to shed light on Trump's financial deregulation aims through the lens of his appointments. It won't be easyhttp://www.iflr.com/Article/3605345/CWT-focus-on-Trumps-appointments.htmlMon, 28 Nov 2016 21:45:00 GMTHFT still divides opinionTwo central bank reports have come up with conflicting approaches to regulating the practice. There is still little consensus after years of discussionhttp://www.iflr.com/Article/3604786/HFT-still-divides-opinion.htmlFri, 25 Nov 2016 13:45:00 GMTCRD V holdco plans are political not substantiveThe Commission's proposals have led to claims that certain aspects represent a retaliatory response to US regulatory standardshttp://www.iflr.com/Article/3604319/CRD-V-holdco-plans-are-political-not-substantive.htmlWed, 23 Nov 2016 17:45:00 GMTNYC’s cyber security rules raise concernThe DFS' effort is by far the most specific regulation ever in US cyber - an outlier rather than part of a trendhttp://www.iflr.com/Article/3604971/NYCs-cyber-security-rules-raise-concern.htmlWed, 23 Nov 2016 14:45:00 GMTRace for EU fintech lead is onThe introduction of a fintech-friendly law will likely give Switzerland a competitive edge, although EU jurisdictions are also in the runninghttp://www.iflr.com/Article/3603378/Race-for-EU-fintech-lead-is-on.htmlFri, 18 Nov 2016 15:45:00 GMTViability of Norway model for the UK debatedFinancial regulator head Morten Baltzersen says it’s been satisfactory for the Nordic country to have a voice but not a vote. The UK has made it clear that's not its positionhttp://www.iflr.com/Article/3602639/Viability-of-Norway-model-for-the-UK-debated.htmlThu, 17 Nov 2016 13:00:00 GMTSweden boosts ADB lending capacityThe country's Ministry of Foreign Affairs' agreement to guarantee sovereign loans in Asia has opened new doors for multilateral financinghttp://www.iflr.com/Article/3601961/Sweden-boosts-ADB-lending-capacity.htmlTue, 15 Nov 2016 11:15:00 GMTFCA’s competition powers: the in-house viewIt’s been 18 months since its remit expanded, and the regulator has just opened its first case. Lawyers under its supervision reflect on the progress so farhttp://www.iflr.com/Article/3601958/FCAs-competition-powers-the-in-house-view.htmlTue, 15 Nov 2016 11:00:00 GMTTrump: prospects for VolckerThe president-elect is expected to abolish the Rule but there is no certainty yet as to what shape its undoing might takehttp://www.iflr.com/Article/3601924/Trump-prospects-for-Volcker.htmlMon, 14 Nov 2016 20:00:00 GMTTrump: future of Dodd-FrankWith his focus firmly set on deregulation, the new US president-elect could look to shelve the landmark legislationhttp://www.iflr.com/Article/3601649/Trump-future-of-Dodd-Frank.htmlFri, 11 Nov 2016 22:45:00 GMTMarket split on Commission’s equivalence threatLawyers are divided over the significance of suggestions that the EC plans to review the process. Some say it should be adjusted since it wasn't drafted with Brexit in mindhttp://www.iflr.com/Article/3600929/Market-split-on-Commissions-equivalence-threat.htmlThu, 10 Nov 2016 15:45:00 GMTMacau’s new RMB hub status requires a regulatory overhaulThe city aims to attract clearing platforms but outdated financial laws are holding it backhttp://www.iflr.com/Article/3597929/Macaus-new-RMB-hub-status-requires-a-regulatory-overhaul.htmlTue, 01 Nov 2016 07:00:00 GMTDEAL: Bahrain’s first benchmark-size sukuk issuanceThe Gulf country's hopes of attracting further international investment to curb the slump in oil revenues should be boosted by its $1 billion issuancehttp://www.iflr.com/Article/3597831/DEAL-Bahrains-first-benchmark-size-sukuk-issuance.htmlMon, 31 Oct 2016 12:30:00 GMTIceland's long-term capital controls challengedThe island's decision to lift eight-year old restrictions has not been welcomed by allhttp://www.iflr.com/Article/3597488/Icelands-long-term-capital-controls-challenged.htmlFri, 28 Oct 2016 15:30:00 GMTUK regulators face sharp criticismA scathing report has called out financial services regulators for their post-crisis approach. FCA chief Andrew Bailey says it is downright offensivehttp://www.iflr.com/Article/3597396/UK-regulators-face-sharp-criticism.htmlFri, 28 Oct 2016 13:00:00 GMTKorea’s capital relaxation is no boost to banks’ loss absorptionThe financial regulator has introduced new capital ratio relaxation rules but there is little expectation of a boost to lender profitabilityhttp://www.iflr.com/Article/3597185/Koreas-capital-relaxation-is-no-boost-to-banks-loss-absorption.htmlFri, 28 Oct 2016 10:30:00 GMTFCA won’t support post-Brexit deregulationNew chief Andrew Bailey outlined his position on the concept of a lighter-touch approach to maintain competitiveness at an October 26 eventhttp://www.iflr.com/Article/3596337/FCA-wont-support-post-Brexit-deregulation.htmlWed, 26 Oct 2016 14:15:00 GMTDEAL: First all A$ term loan B financingThe deal also breaks new ground as the first A$ TLB governed by Australian law. However, any lasting effect on the national market still remains to be seenhttp://www.iflr.com/Article/3595137/DEAL-First-all-A-term-loan-B-financing.htmlFri, 21 Oct 2016 10:30:00 GMTDEAL: Heta Asset ResolutionThe Austrian bad bank put new EU resolution rules to the test for the first timehttp://www.iflr.com/Article/3595117/DEAL-Heta-Asset-Resolution.htmlFri, 21 Oct 2016 09:30:00 GMTKey takeaways: FinTech Asia 2016: Navigating legal risk and regulationAll the highlights from IFLR's first Asia fintech event. Topics discussed include the role of Hong Kong as a fintech startup hub, relationships with corporate partners, and cyber resilience and information sharinghttp://www.iflr.com/Article/3594807/Key-takeaways-FinTech-Asia-2016-Navigating-legal-risk-and-regulation.htmlThu, 20 Oct 2016 13:15:00 GMTFed: blockchain is transformativeFederal Reserve Governor Lael Brainard believes distributed ledger technology comes with both risks and opportunities for the financial sectorhttp://www.iflr.com/Article/3594303/Fed-blockchain-is-transformative.htmlTue, 18 Oct 2016 14:45:00 GMTChina tightens debt-to-equity swap programmeThe government has moved to prevent banks from being directly involved in swaps, further restricting solutions available to tackle the country's mounting bad debt problemhttp://www.iflr.com/Article/3594109/China-tightens-debt-to-equity-swap-programme.htmlTue, 18 Oct 2016 09:00:00 GMTUS banks warned of hard BrexitPolicymakers, counsel, regulators and industry participants gathered in New York have been warned that the prospect of a 'hard Brexit' looks increasingly likelyhttp://www.iflr.com/Article/3593368/US-banks-warned-of-hard-Brexit.htmlThu, 13 Oct 2016 21:15:00 GMTDEAL: Moscow City Ring Road section 3A $2 billion motorway construction concession deal has closed in Russia, the only such project so far for 2016http://www.iflr.com/Article/3593015/DEAL-Moscow-City-Ring-Road-section-3.htmlThu, 13 Oct 2016 09:00:00 GMTDEAL: Hinkley Point CThe financing structure for Europe’s biggest-ever infrastructure project has changed drastically since negotiations began in 2008http://www.iflr.com/Article/3591956/DEAL-Hinkley-Point-C.htmlMon, 10 Oct 2016 07:45:00 GMTOver-reliance on stress tests raises legality concernsConcerns have emerged regarding EU stress tests, notably regulators' dependence on them to determine a bank’s financial viabilityhttp://www.iflr.com/Article/3590735/Over-reliance-on-stress-tests-raises-legality-concerns.htmlTue, 04 Oct 2016 10:15:00 GMTKorea’s internet-only banks could lose outPolitical wrangling over the proposed revision of the country’s Banking Act could leave the future of online-only banks hanging in the balancehttp://www.iflr.com/Article/3590734/Koreas-internet-only-banks-could-lose-out.htmlTue, 04 Oct 2016 07:30:00 GMTInconsistent rules and NPLs hamper India's credit ratingA lack of legislative consistency is damaging India's credit rating, with poorly drafted rules and tax treatment of non-Indian investors causing particular concernhttp://www.iflr.com/Article/3590775/Inconsistent-rules-and-NPLs-hamper-Indias-credit-rating.htmlMon, 03 Oct 2016 16:30:00 GMTFed eases risk assessments for regional banksThe US central bank is relaxing the regulatory burden for regional institutions, a move that has raised some practical questions in the markethttp://www.iflr.com/Article/3590558/Fed-eases-risk-assessments-for-regional-banks.htmlFri, 30 Sep 2016 21:30:00 GMTCC’s Bates: Brexit to create regulatory competitionBrexit will create fragmented financial markets, with the UK and EU also likely to become regulatory competitors, according to speakers at a recent Sifma event in New Yorkhttp://www.iflr.com/Article/3589066/CCs-Bates-Brexit-to-create-regulatory-competition.htmlWed, 28 Sep 2016 11:45:00 GMTReviving EU project bondsCredit enhancement initiatives are restoring investor confidence, helping boost infrastructure projectshttp://www.iflr.com/Article/3586751/Reviving-EU-project-bonds.htmlTue, 20 Sep 2016 00:30:00 GMTFCA's investigations hire sign of changeThe appointment of Michael Welch suggests the regulator is looking to learn alternative investigative techniques after recent criticismhttp://www.iflr.com/Article/3586748/FCAs-investigations-hire-sign-of-change.htmlMon, 19 Sep 2016 23:45:00 GMTInternationalisation of US bank regulation questionedThe Clearing House Association is questioning the automatic internationalisation of US bank rulemakinghttp://www.iflr.com/Article/3586740/Internationalisation-of-US-bank-regulation-questioned.htmlMon, 19 Sep 2016 22:45:00 GMTIslamic finance boosts cleantech project developmentShariah-compliant funding structures are increasingly being used for renewable energy projects across MENA. Here are the techniques to considerhttp://www.iflr.com/Article/3586749/Islamic-finance-boosts-cleantech-project-development.htmlMon, 19 Sep 2016 00:15:00 GMTRegulatory mismatch threatens China NPL plansCentral and local governments have taken inconsistent approaches over the country's RMB1 trillion debt-to-equity swap policyhttp://www.iflr.com/Article/3584875/Regulatory-mismatch-threatens-China-NPL-plans.htmlFri, 09 Sep 2016 09:15:00 GMTGFMA report warns of Basel III and IV risksA Global Financial Markets Association report has suggested a cost-benefit analysis of existing and proposed regulationshttp://www.iflr.com/Article/3583170/GFMA-report-warns-of-Basel-III-and-IV-risks.htmlFri, 02 Sep 2016 22:15:00 GMTLobbying tips for a post-Brexit worldBritain’s vote to leave the EU has created a rare opportunity for a legal overhaul. Here’s how to engage with the decision makers effectivelyhttp://www.iflr.com/Article/3582601/Lobbying-tips-for-a-post-Brexit-world.htmlThu, 01 Sep 2016 17:00:00 GMTKorea's P2P plans must be bindingThe country's regulator has taken its first steps in protecting its peer-to-peer loan industry. But the approach has been dismissed as lenienthttp://www.iflr.com/Article/3582445/Koreas-P2P-plans-must-be-binding.htmlThu, 01 Sep 2016 10:30:00 GMTPoll: helping sukuk take offThis month’s poll considers what’s holding Islamic bonds back from the mainstream. Vote now on the homepagehttp://www.iflr.com/Article/3580519/Poll-helping-sukuk-take-off.htmlWed, 24 Aug 2016 11:15:00 GMTTesting loan participation agreements in the UKLoan asset holders are faced with risks when a distressed lender can’t meet its funding obligations. But there are ways to mitigate the dangershttp://www.iflr.com/Article/3580241/Testing-loan-participation-agreements-in-the-UK.htmlTue, 23 Aug 2016 12:45:00 GMTHow Brexit will impact leveraged loansAlthough the vote does not have any legal force in the short term, there will be changes felt in the market – in volumes, volatility and documentationhttp://www.iflr.com/Article/3580185/How-Brexit-will-impact-leveraged-loans.htmlTue, 23 Aug 2016 11:00:00 GMTHK bitcoin heist ignites intervention debateThe territory’s regulators are struggling to address increased risks of virtual currency tradinghttp://www.iflr.com/Article/3580189/HK-bitcoin-heist-ignites-intervention-debate.htmlTue, 23 Aug 2016 10:15:00 GMTNSFR questioned by US banksThe financial services industry is urging the country’s regulators to seriously reconsider the proposed net stable funding ratio rulehttp://www.iflr.com/Article/3580171/NSFR-questioned-by-US-banks.htmlMon, 22 Aug 2016 21:00:00 GMTEIB test drives new tool on A8 motorwayThe deal sets the template for future use of the bank’s new senior debt credit enhancement instrument, part of its 2020 Project Bond Initiativehttp://www.iflr.com/Article/3580048/EIB-test-drives-new-tool-on-A8-motorway.htmlMon, 22 Aug 2016 14:30:00 GMTBail-in recognition clauses decryptedThe BRRD mandates EU entities to insert bail-in clauses in any contract they agree with non-EU parties. This could pose some difficulties in practicehttp://www.iflr.com/Article/3576984/Bail-in-recognition-clauses-decrypted.htmlTue, 09 Aug 2016 13:30:00 GMTTough standards hamper India's NPL disposal effortsThe country's government has made public debt containment a national priority but recent laws may not have the expected effect on the soured loan issuehttp://www.iflr.com/Article/3576971/Tough-standards-hamper-Indias-NPL-disposal-efforts.htmlTue, 09 Aug 2016 11:30:00 GMTMB sukuk hopes to kickstart Oman marketA late starter in the Islamic finance market, the GCC country is putting new shariah-compliant bond regulations to the testhttp://www.iflr.com/Article/3576913/MB-sukuk-hopes-to-kickstart-Oman-market.htmlMon, 08 Aug 2016 17:45:00 GMTMexico pipeline financing sets regional templateA two-stage financing of a natural gas pipeline in the country is being welcomed as a landmark transaction in the energy market, and a template for future deals in LatAmhttp://www.iflr.com/Article/3576255/Mexico-pipeline-financing-sets-regional-template.htmlThu, 04 Aug 2016 22:15:00 GMTEskom secures largest syndicated A/B Loan in AfricaThe African Development Bank has loaned $1.34 billion to the South African utility. The loan is guaranteed by the government of South Africa, under international law provisions, a first in commercial banking dealshttp://www.iflr.com/Article/3573315/Eskom-secures-largest-syndicated-AB-Loan-in-Africa.htmlTue, 26 Jul 2016 10:15:00 GMTBanks harbour doubts about new Privacy ShieldTransatlantic data transfers will now be governed by a new agreement. But uncertainty remains surrounding its exact scopehttp://www.iflr.com/Article/3572808/Banks-harbour-doubts-about-new-Privacy-Shield.htmlFri, 22 Jul 2016 17:15:00 GMTInside Rio Tinto's mine expansion financingOvercoming red tape and delays, the firm has revived Mongolia’s mining sector with the expansion of the country’s largest open-pit minehttp://www.iflr.com/Article/3572486/Inside-Rio-Tintos-mine-expansion-financing.htmlThu, 21 Jul 2016 18:00:00 GMTHK's first hybrid peer lending fund explainedManagers in Hong Kong have tested strict internet financing regulations to establish the city’s first fund-type peer-lending platform, despite transparency issueshttp://www.iflr.com/Article/3571214/HKs-first-hybrid-peer-lending-fund-explained.htmlMon, 18 Jul 2016 14:15:00 GMTPOLL: The challenges of Basel IVThis month's poll asks which element of the Basel Committee's proposals could prove the biggest challenge for US bankshttp://www.iflr.com/Article/3570888/POLL-The-challenges-of-Basel-IV.htmlFri, 15 Jul 2016 17:00:00 GMTWakalah-compliant sukuk first explainedMalaysia’s Sime Darby Berhad’s successful application of the wakalah principles to a perpetual sukuk has broken new groundhttp://www.iflr.com/Article/3570022/Wakalah-compliant-sukuk-first-explained.htmlWed, 13 Jul 2016 14:00:00 GMTSingle Supervisory Mechanism: 18 months onDespite some teething problems with transparency and efficiency, the ECB’s ambitious project has been a broad successhttp://www.iflr.com/Article/3569599/Single-Supervisory-Mechanism-18-months-on.htmlTue, 12 Jul 2016 10:00:00 GMTNSFR could hit bank lendingThe Clearing House has released research contending that the ratio is an unnecessary and costly part of the post-crisis regulatory frameworkhttp://www.iflr.com/Article/3569588/NSFR-could-hit-bank-lending.htmlMon, 11 Jul 2016 21:15:00 GMTIndian public banks to struggle in loan clear-upThe government’s crackdown on non-performing assets has been criticised by market participants, who believe that meeting the 2017 deadline will be a daunting taskhttp://www.iflr.com/Article/3569451/Indian-public-banks-to-struggle-in-loan-clear-up.htmlMon, 11 Jul 2016 17:30:00 GMTInternal risk model squeeze faces backlashRegulators are pushing a new standardised approach. It's been met with opposition in the UShttp://www.iflr.com/Article/3568321/Internal-risk-model-squeeze-faces-backlash.htmlTue, 05 Jul 2016 18:00:00 GMTUS counsel cautiously optimistic over BrexitThe key areas of uncertainty for US banks include their future in the UK, the immediate implications for the US economy, and the future regulatory agenda in Europehttp://www.iflr.com/Article/3567844/US-counsel-cautiously-optimistic-over-Brexit.htmlFri, 01 Jul 2016 22:30:00 GMTAsia’s currency markets hit by Brexit uncertaintyAs Britain’s vote to leave the EU causes currency fluctuations in major economies across Asia, uncertainty surrounds how the Chinese market will respond in the long termhttp://www.iflr.com/Article/3565664/Asias-currency-markets-hit-by-Brexit-uncertainty.htmlTue, 28 Jun 2016 12:30:00 GMTGerman MEP: UK equivalence will be ‘poor and burdensome’Member of European Parliament Markus Ferber said that in voting to leave the EU, the UK has voted to leave the single market too – and must accept the consequenceshttp://www.iflr.com/Article/3565650/German-MEP-UK-equivalence-will-be-poor-and-burdensome.htmlTue, 28 Jun 2016 10:30:00 GMTKashkari: US banks still too-big-to-failThe Federal Reserve Bank of Minneapolis president has said that large US banks remain TBTF, and also slammed the US TLAC planhttp://www.iflr.com/Article/3565652/Kashkari-US-banks-still-too-big-to-fail.htmlMon, 27 Jun 2016 16:15:00 GMTIndonesia’s power sector hampered by enforcementNegotiating terms for power plant projects with state-run operators in the country remains a difficult task for foreign investorshttp://www.iflr.com/Article/3563885/Indonesias-power-sector-hampered-by-enforcement.htmlTue, 21 Jun 2016 10:45:00 GMTFed: US banks face choice on sizeIs the shrinkage of US banks an intentional result of regulation? Federal Reserve governor Jerome Powell thinks they have a choice to makehttp://www.iflr.com/Article/3562373/Fed-US-banks-face-choice-on-size.htmlWed, 15 Jun 2016 02:00:00 GMTPhilippines set to bolster virtual currency rulesThe country plans to tighten its cyber security rules, four months after it was implicated in one of the world’s biggest cyber heistshttp://www.iflr.com/Article/3562082/Philippines-set-to-bolster-virtual-currency-rules.htmlTue, 14 Jun 2016 12:30:00 GMTEU sovereign debt rules risk damaging yieldsThe proposed regulation, aimed at breaking the doom loop between banks and their governments, faces a long road aheadhttp://www.iflr.com/Article/3562032/EU-sovereign-debt-rules-risk-damaging-yields.htmlTue, 14 Jun 2016 10:15:00 GMTWhy Financial Choice Act won't replace Dodd-FrankCongressman Jeb Hensarling has unveiled legislation designed to undo 2010's bank reform. Counsel say it’s unlikely the Act will proceedhttp://www.iflr.com/Article/3562013/Why-Financial-Choice-Act-wont-replace-Dodd-Frank.htmlMon, 13 Jun 2016 22:00:00 GMTUS counsel fear EU light touch advantageAs the region indicates renewed support for its universal banks, US market participants fear competitive advantage emerging from Europehttp://www.iflr.com/Article/3562022/US-counsel-fear-EU-light-touch-advantage.htmlMon, 13 Jun 2016 21:30:00 GMTEXCLUSIVE: Lord Mervyn King on the future of regulationThe former governor of the Bank of England speaks exclusively about his new book, The End of Alchemy, transatlantic coherence and why monetary policy is not always the answerhttp://www.iflr.com/Article/3560495/EXCLUSIVE-Lord-Mervyn-King-on-the-future-of-regulation.htmlTue, 07 Jun 2016 14:30:00 GMTSubstantial new G-Sib capital requirements unveiledFed governor Jerome Powell has revealed more stringent rules for global banks and said the surcharge will be incorporated into stress testshttp://www.iflr.com/Article/3559873/Substantial-new-G-Sib-capital-requirements-unveiled.htmlMon, 06 Jun 2016 09:00:00 GMTTransparency lacking at EU bank supervisorsMarket participants say that for integration to work, the ECB must make more information available. But the real value of the data remains unclearhttp://www.iflr.com/Article/3558440/Transparency-lacking-at-EU-bank-supervisors.htmlTue, 31 May 2016 11:30:00 GMTUS bank stress tests too stringent, opaqueA recent report is calling for greater transparency in US bank stress tests, which are a valuable tool but can have wider unintended consequenceshttp://www.iflr.com/Article/3558401/US-bank-stress-tests-too-stringent-opaque.htmlTue, 31 May 2016 09:00:00 GMTBitcoin definition remains unclear under new billCounsel in Japan say the new bill fails to define the nature of a virtual currency, with some arguing that bitcoin should be treated as formal tenderhttp://www.iflr.com/Article/3558403/Bitcoin-definition-remains-unclear-under-new-bill.htmlTue, 31 May 2016 08:45:00 GMTMultilaterals must collaborate to spur private fundingSpeakers at the ICMA’s annual conference in Dublin debated how to fill the $5 trillion funding hole facing global infrastructure projectshttp://www.iflr.com/Article/3555965/Multilaterals-must-collaborate-to-spur-private-funding.htmlThu, 19 May 2016 23:15:00 GMTChina’s war on ‘channel lending’CBRC's latest crackdown on shadow banking follows last year's six-fold spike in debt receivables, which has further rattled the debt-ridden banking sectorhttp://www.iflr.com/Article/3554891/Chinas-war-on-channel-lending.htmlTue, 17 May 2016 10:00:00 GMTHow sukuk can solve Africa’s infra gapIslamic bonds are well-suited to project financing and a rise in popularity for social impact products means demand is there. But sovereigns must pave the way firsthttp://www.iflr.com/Article/3554779/How-sukuk-can-solve-Africas-infra-gap.htmlMon, 16 May 2016 15:45:00 GMTWhat could Brexit mean for US financial institutions?Partners from Hogan Lovells gathered in New York on May 10 to debate the transatlantic impact of the historic UK referendumhttp://www.iflr.com/Article/3553168/What-could-Brexit-mean-for-US-financial-institutions.htmlMon, 09 May 2016 15:30:00 GMTPOLL: MetLife Sifi rulingWhat will be the biggest ramification of the recent court decision upholding MetLife’s challenge to its Sifi status? Vote nowhttp://www.iflr.com/Article/3547216/POLL-MetLife-Sifi-ruling.htmlWed, 04 May 2016 15:15:00 GMTBank of Cyprus gives loans international makeoverThe debt restructure of a major local company shows how Cypriot lenders are modernising their approach to lendinghttp://www.iflr.com/Article/3550744/Bank-of-Cyprus-gives-loans-international-makeover.htmlTue, 03 May 2016 11:15:00 GMTHow quickly should the yuan be liberalised?At ASIFMA’s China Capital Markets Conference last week opinions differed on the pace at which the country's currency should be made freely convertiblehttp://www.iflr.com/Article/3550723/How-quickly-should-the-yuan-be-liberalised.htmlTue, 03 May 2016 10:45:00 GMTBasel drops IRR capital requirementThe decision to scrap the proposal is seen as both a softening and hardening of the regulatory stance against interest rate riskshttp://www.iflr.com/Article/3550730/Basel-drops-IRR-capital-requirement.htmlMon, 02 May 2016 23:15:00 GMTEurope Women in Business Law Awards 2016 – shortlist announcedThe nominees for this year's Euromoney LMG Wibl awards have been revealed. Winners will be announced at the ceremony on June 16 at London's Jumeirah Carlton Towerhttp://www.iflr.com/Article/3549174/Europe-Women-in-Business-Law-Awards-2016shortlist-announced.htmlWed, 27 Apr 2016 12:00:00 GMTCounsel question Oz benchmark proceedingsStrong evidence has yet to emerge that points to external manipulation of the BBSW by the ANZ and Westpachttp://www.iflr.com/Article/3546701/Counsel-question-Oz-benchmark-proceedings.htmlTue, 19 Apr 2016 10:15:00 GMTMetLife Sifi decision unlikely to holdThe District Court decision upholding the insurer's challenge to Sifi status won’t be the end of the storyhttp://www.iflr.com/Article/3546690/MetLife-Sifi-decision-unlikely-to-hold.htmlMon, 18 Apr 2016 20:00:00 GMTEIB Italian project bond tests new lawThe pan-European export credit agency has diversified its project remit with the successful refinancing of an Italian toll roadhttp://www.iflr.com/Article/3546489/EIB-Italian-project-bond-tests-new-law.htmlMon, 18 Apr 2016 15:00:00 GMTThe limits to US/EU harmonisationMarket participants regularly bemoan the lack of a consistent transatlantic regulatory framework. But achieving it is far from simplehttp://www.iflr.com/Article/3546446/The-limits-to-USEU-harmonisation.htmlTue, 12 Apr 2016 16:30:00 GMTEuromoney LMG Americas Women in Business Law Awards 2016: shortlist announcedThe shortlist for the fifth annual Euromoney Legal Media Group Americas Wibl Awards has been announcedhttp://www.iflr.com/Article/3545033/Euromoney-LMG-Americas-Women-in-Business-Law-Awards-2016-shortlist-announced.htmlTue, 12 Apr 2016 16:00:00 GMTFed's CCAR changes spell supervision shiftThe Federal Reserve is upgrading its 2016 stress test, a sign that capital requirements are taking a discretionary and bespoke approachhttp://www.iflr.com/Article/3542906/Feds-CCAR-changes-spell-supervision-shift.htmlMon, 04 Apr 2016 21:30:00 GMTEuropean projects refinance amid low ratesThe owners of a French PV portfolio have taken advantage of the market environment and improved their financing terms. They’re not the firsthttp://www.iflr.com/Article/3542323/European-projects-refinance-amid-low-rates.htmlFri, 01 Apr 2016 15:15:00 GMTChina’s NPL plans risks shifting burdenThe CBRC's plans to allow commercial lenders to engage directly in debt-to-equity swaps to dispose of the country’s bad loans has been met with scepticismhttp://www.iflr.com/Article/3541800/Chinas-NPL-plans-risks-shifting-burden.htmlThu, 31 Mar 2016 09:30:00 GMTHow the Volcker Rule could have succeededUS counsel wish the legislation had been crafted with better definitions, fewer authors, and a sense of the impact on securitisation and market liquidityhttp://www.iflr.com/Article/3541077/How-the-Volcker-Rule-could-have-succeeded.htmlMon, 28 Mar 2016 19:45:00 GMTBank licence revocation shows SSM failingsA small Latvian lender is at the centre of a battle that suggests early fears over ECB supervision of all eurozone banks were not unfoundedhttp://www.iflr.com/Article/3539593/Bank-licence-revocation-shows-SSM-failings.htmlTue, 22 Mar 2016 12:00:00 GMTOperational risk framework hints at Basel IVThe BCBS has issued its proposed Standardised Measurement Approach. Banks are concerned about its implicationshttp://www.iflr.com/Article/3539581/Operational-risk-framework-hints-at-Basel-IV.htmlMon, 21 Mar 2016 22:00:00 GMTWhy Asian fintech needs balanced regulationInadequate and strict regulations are hampering growth in Asia's fintech sector, despite the technology surging in the regionhttp://www.iflr.com/Article/3539603/Why-Asian-fintech-needs-balanced-regulation.htmlMon, 21 Mar 2016 17:30:00 GMTBanks aren’t manipulating risk weight modelsA report has shown no evidence of financial institutions gaming the system, weeks after Basel did away with internal operational risk calculationshttp://www.iflr.com/Article/3539588/Banks-arent-manipulating-risk-weight-models.htmlMon, 21 Mar 2016 15:00:00 GMTHow Fed's SCCL proposal diverges from BaselThe Federal Reserve Board has proposed a rule on single counterparty credit limits of large banking organisations. US counsel are considering the proposalhttp://www.iflr.com/Article/3536860/How-Feds-SCCL-proposal-diverges-from-Basel.htmlThu, 10 Mar 2016 19:45:00 GMTUS regulatory relief bills go to CongressThe House Financial Services Committee has approved a number bills proposing to reduce burdens for insurers, small banks or small businesseshttp://www.iflr.com/Article/3536185/US-regulatory-relief-bills-go-to-Congress.htmlTue, 08 Mar 2016 22:00:00 GMTUS counsel react to FSB collateral re-use studyThe Financial Stability Board is studying the practice as part of its ongoing work on the regulation of the shadow banking sectorhttp://www.iflr.com/Article/3535747/US-counsel-react-to-FSB-collateral-re-use-study.htmlMon, 07 Mar 2016 23:45:00 GMTEuropean TLB forges its own pathInfluential debt advisers and lack of an aftermarket have paved the way for credit-driven institutional loans. Its similarities with US term loan B are diminishinghttp://www.iflr.com/Article/3535755/European-TLB-forges-its-own-path.htmlMon, 07 Mar 2016 23:15:00 GMTKenya looks to UK in Islamic financeThe government is following the example set by the UK, with a sovereign sukuk also in the pipelinehttp://www.iflr.com/Article/3535315/Kenya-looks-to-UK-in-Islamic-finance.htmlFri, 04 Mar 2016 17:30:00 GMTPhilippines’ deregulation drive lacks steamThe government has acted to boost the country’s financial services industry with the lifting of a 17-year moratorium on new bank licenses, as it seeks to revive its lending sectorhttp://www.iflr.com/Article/3531530/Philippines-deregulation-drive-lacks-steam.htmlTue, 23 Feb 2016 13:30:00 GMTIndustry examines Fed’s TLAC ruleUS trade associations have commented on the Federal Reserve’s proposed rulehttp://www.iflr.com/Article/3531496/Industry-examines-Feds-TLAC-rule.htmlMon, 22 Feb 2016 23:30:00 GMTExamination cycle extension for small banksFederal banking agencies have increased the number of institutions eligible for an 18-month, rather than 12-month, evaluation periodhttp://www.iflr.com/Article/3531439/Examination-cycle-extension-for-small-banks.htmlMon, 22 Feb 2016 21:00:00 GMTBoE’s move to boost Islamic liquidity welcomedThe central bank has proposed four potential models for extending its cash facilities to Islamic banking institutionshttp://www.iflr.com/Article/3531209/BoEs-move-to-boost-Islamic-liquidity-welcomed.htmlMon, 22 Feb 2016 15:15:00 GMTSMR legal function U-turn threatens implementationThe FCA's decision to consult on capturing those with responsibility for a firm’s legal function within the Senior Managers Regime could jeapordise legal privilegehttp://www.iflr.com/Article/3528091/SMR-legal-function-U-turn-threatens-implementation.htmlTue, 09 Feb 2016 15:00:00 GMTCRAs linchpin of Italy’s NPL schemeA decree implementing the guarantee mechanism has been postponed, leaving the market to speculate over how the fine print will address state aid concerns and entice investorshttp://www.iflr.com/Article/3528010/CRAs-linchpin-of-Italys-NPL-scheme.htmlTue, 09 Feb 2016 12:45:00 GMTBasel leverage ratio impacts derivativesThe Committee won’t raise the level of the leverage ratio, but it's still pushing banks out of derivatives clearing, according to counsel in the UShttp://www.iflr.com/Article/3528057/Basel-leverage-ratio-impacts-derivatives.htmlMon, 08 Feb 2016 21:45:00 GMTItalian plan: the market respondsIt doesn't come close to bad bank deals struck by Ireland and Spain, but some have questioned the level of government involvementhttp://www.iflr.com/Article/3528008/Italian-plan-the-market-responds.htmlMon, 08 Feb 2016 15:45:00 GMTAzura-Edo IPP kick-starts Nigerian projectsThe $876 million deal is the first fully-financed independent power project in the country since the reform of its energy sectorhttp://www.iflr.com/Article/3525670/Azura-Edo-IPP-kick-starts-Nigerian-projects.htmlMon, 01 Feb 2016 13:45:00 GMTTrading book review prompts liquidity concernsThe Basel Committee's framework for the FRTB is raising concerns about a potential negative impact on market liquidityhttp://www.iflr.com/Article/3524663/Trading-book-review-prompts-liquidity-concerns.htmlWed, 27 Jan 2016 20:15:00 GMTMyanmar’s forward contract law lacks substanceThe introduction of forward contracts for currency hedging has been met with scepticism by counsel in the countryhttp://www.iflr.com/Article/3523926/Myanmars-forward-contract-law-lacks-substance.htmlTue, 26 Jan 2016 15:15:00 GMTAndrew Bailey appointed head of the FCAThe UK's Financial Conduct Authority has a new chief executive, Andrew Bailey, whose appointment was announced todayhttp://www.iflr.com/Article/3523906/Andrew-Bailey-appointed-head-of-the-FCA.htmlTue, 26 Jan 2016 14:45:00 GMTPressure mounts to ease challenger capital rulesSmall lenders have slammed new Basel proposals that could force them to hold five times as much capital as their bigger competitors. UK and German regulators are on their sidehttp://www.iflr.com/Article/3523820/Pressure-mounts-to-ease-challenger-capital-rules.htmlTue, 26 Jan 2016 11:15:00 GMTWhy did the FCA really drop its bank culture study?Some believe political meddling was the driver. Others say the review's remit was simply too broadhttp://www.iflr.com/Article/3523817/Why-did-the-FCA-really-drop-its-bank-culture-study.htmlTue, 26 Jan 2016 11:00:00 GMTTrading Book Review prompts liquidity concernsThe Basel Committee's framework has led to further liquidity fears among lawyers in the UShttp://www.iflr.com/Article/3523398/Trading-Book-Review-prompts-liquidity-concerns.htmlMon, 25 Jan 2016 01:45:00 GMTPoll: legal pitfalls in IranWhat are the biggest risks for banks and corporates taking advantage of the January 16 lifting of sanctions? Vote nowhttp://www.iflr.com/Article/3522373/Poll-legal-pitfalls-in-Iran.htmlWed, 20 Jan 2016 15:15:00 GMTChina's credit assessment overhaul masks loopholesCounsel have high hopes for the proposed changes but stress that a host of other issues need to be ironed out, particularly surrounding wealth managementhttp://www.iflr.com/Article/3520286/Chinas-credit-assessment-overhaul-masks-loopholes.htmlTue, 12 Jan 2016 13:30:00 GMTNovo Banco bail-in backfires, hits retailBank of Portugal’s actions have laid the groundwork for a legal wrangle just days after the EU's new resolution rules took effecthttp://www.iflr.com/Article/3520162/Novo-Banco-bail-in-backfires-hits-retail.htmlMon, 11 Jan 2016 18:30:00 GMTGSE reforms called for to boost PLSIndustry representatives are pushing to boost private label securities as rulemaking for government sponsored enterprises rises up the regulatory agendahttp://www.iflr.com/Article/3518278/GSE-reforms-called-for-to-boost-PLS.htmlMon, 04 Jan 2016 18:00:00 GMTCyprus reforms tackle bad debt surplusThe package is intended to tacke the country's non-performing loans, which have jumped 39% in five years following the infamous IMF bailouthttp://www.iflr.com/Article/3516268/Cyprus-reforms-tackle-bad-debt-surplus.htmlTue, 22 Dec 2015 11:15:00 GMTNew buyback reveals Iran’s independent oil ambitionsChanges to the model oil & gas contract ramp up foreign investors’ responsibilities to transfer know-how and technology, signalling Tehran's desire to build a standalone sectorhttp://www.iflr.com/Article/3516240/New-buyback-reveals-Irans-independent-oil-ambitions.htmlMon, 21 Dec 2015 19:15:00 GMTMyanmar restriction may impede new forex licensingLimits on the next round of foreign bank licensing due early next year have confused market participantshttp://www.iflr.com/Article/3516075/Myanmar-restriction-may-impede-new-forex-licensing.htmlMon, 21 Dec 2015 17:00:00 GMTDodd-Frank: a year in reviewCounsel assess the legislation's milestones in 2015 and the slim chance of reforms next yearhttp://www.iflr.com/Article/3515916/Dodd-Frank-a-year-in-review.htmlFri, 18 Dec 2015 21:45:00 GMTKorea’s first internet banks clouded by downgrade fearsConcern surrounds the potential downgrading of the country’s first internet-only banks, whose tier designation is subject to the outcome of amendments to the Banking Acthttp://www.iflr.com/Article/3512439/Koreas-first-internet-banks-clouded-by-downgrade-fears.htmlTue, 08 Dec 2015 11:45:00 GMTUS counsel vexed by regulatory impact on bond liquidityLawyers are increasingly focusing on the impact of post-crisis rulemaking on lower levels of liquidity. But a lack of definitive studies on the issue is causing problemshttp://www.iflr.com/Article/3512447/US-counsel-vexed-by-regulatory-impact-on-bond-liquidity.htmlMon, 07 Dec 2015 21:45:00 GMTKYC checks slowing loans as sanctions biteA LMA survey has found that know-your-customer checks are by far the biggest factor affecting settlement times in the global loan market. The trend is likely to continuehttp://www.iflr.com/Article/3512115/KYC-checks-slowing-loans-as-sanctions-bite.htmlMon, 07 Dec 2015 14:00:00 GMTEC's deposit guarantee scheme revealedThe third pillar of the ambitious Banking Union tries to address moral hazard by limiting access by states that haven’t complied with EU prudential ruleshttp://www.iflr.com/Article/3508785/ECs-deposit-guarantee-scheme-revealed.htmlTue, 24 Nov 2015 15:15:00 GMTEuribor’s non-bank inclusion could distort benchmarkThe European Money Markets Institute’s overhaul has acknowledged the rise of non-bank funding. But the changes could create distortionshttp://www.iflr.com/Article/3508368/Euribors-non-bank-inclusion-could-distort-benchmark.htmlMon, 23 Nov 2015 12:00:00 GMTFinal TLAC standard passed as doubts lingerCounsel in the US remain sceptical of severing the link between big banks and government, as the final rules are confirmedhttp://www.iflr.com/Article/3508382/Final-TLAC-standard-passed-as-doubts-linger.htmlSat, 21 Nov 2015 22:00:00 GMTMalaysia sukuk needs domestic educationIncreased emphasis on sharia law compliance has generated confusion. Counsel in the country have called for greater education of local corporate issuershttp://www.iflr.com/Article/3508060/Malaysia-sukuk-needs-domestic-education.htmlFri, 20 Nov 2015 11:45:00 GMTEurope's repo market at risk of meltdownA report reveals that reforms penalising short-term lending threaten wholesale banking. QE and restructuring within banks hide the severity of the problemhttp://www.iflr.com/Article/3507948/Europes-repo-market-at-risk-of-meltdown.htmlFri, 20 Nov 2015 10:00:00 GMTShadow banking grows despite stigmaAs non-bank lending grows on an international level, the debate on how to regulate it – if at all – intensifieshttp://www.iflr.com/Article/3507927/Shadow-banking-grows-despite-stigma.htmlFri, 20 Nov 2015 10:00:00 GMTFSB reveals 18% TLAC requirementMost global significant banks will have to meet a total loss absorbency capital requirement of 18% of the resolution group’s risk-weighted assets from January 2022http://www.iflr.com/Article/3504788/FSB-reveals-18-TLAC-requirement.htmlMon, 09 Nov 2015 17:15:00 GMTEurope’s infra stalemate demands public sector improvementsRumours that project lending is dead are exaggerated. Instead, governments must bring new infrastructure developments to market to satisfy the growing liquidityhttp://www.iflr.com/Article/3504731/Europes-infra-stalemate-demands-public-sector-improvements.htmlMon, 09 Nov 2015 16:00:00 GMTEuropean term loan B to overtake high yieldIn lieu of a secondary bond market, term loan B products are becoming the first port of callhttp://www.iflr.com/Article/3504697/European-term-loan-B-to-overtake-high-yield.htmlMon, 09 Nov 2015 15:00:00 GMTWhy Myanmar forex license move may backfireThe revocation of foreign exchange licenses has shocked local lawyers, who have dismissed it as an act of impulse with serious implicationshttp://www.iflr.com/Article/3504559/Why-Myanmar-forex-license-move-may-backfire.htmlMon, 09 Nov 2015 11:00:00 GMTEXCLUSIVE: Volcker on the Volcker RuleThe former Federal Reserve chairman has spoken exclusively about his eponymous rule. He believes it has carried out his basic intent, but that more clarity is neededhttp://www.iflr.com/Article/3504580/EXCLUSIVE-Volcker-on-the-Volcker-Rule.htmlFri, 06 Nov 2015 20:45:00 GMTBoE and EBA diverge on stress testsBoth regulators have recently clarified their approach towards stress testing. From 2016, banks will have different hoops to jump throughhttp://www.iflr.com/Article/3504348/BoE-and-EBA-diverge-on-stress-tests.htmlFri, 06 Nov 2015 17:15:00 GMTItaly’s practical approach to TLACContinental European countries face particular challenges when implementing the new metric. Italy has shown how to strike the right balancehttp://www.iflr.com/Article/3503991/Italys-practical-approach-to-TLAC.htmlThu, 05 Nov 2015 17:30:00 GMTIFLR 2016 awards: research beginsSubmission forms have been sent for next year's Europe, Asia and Americas awards. If you have not received them, or would like further information, please get in touchhttp://www.iflr.com/Article/3503805/IFLR-2016-awards-research-begins.htmlThu, 05 Nov 2015 16:15:00 GMTUS TLAC overshadowed by long term debt plansThe Federal Reserve Board’s draft rule for total loss-absorbing capacity has been overshadowed by its proposals on long term debt for G-SIBshttp://www.iflr.com/Article/3503791/US-TLAC-overshadowed-by-long-term-debt-plans.htmlWed, 04 Nov 2015 23:45:00 GMTHK bail-in regime offers flexible resolutionCounsel in Hong Kong have defended the territory’s proposed bail-in regime against suggestions that bondholders receive insufficient protectionhttp://www.iflr.com/Article/3501322/HK-bail-in-regime-offers-flexible-resolution.htmlWed, 28 Oct 2015 14:15:00 GMTCFPB targets class action waiversUS proposals to ban arbitration clauses in consumer financial contracts has caused some counsel to question the rationale behind the movehttp://www.iflr.com/Article/3500839/CFPB-targets-class-action-waivers.htmlTue, 27 Oct 2015 09:45:00 GMTEBA faces harmonisation challengesBudget cuts, uncertainty over its legal authority and a constant stream of further regulation will make the bank's latest mandate an uphill battlehttp://www.iflr.com/Article/3500835/EBA-faces-harmonisation-challenges.htmlTue, 27 Oct 2015 09:30:00 GMTPPP law opens Dubai infra to private investmentThe new statute has piqued the interest of developers, sponsors and public authorities. But questions linger over the government’s ownership and control rightshttp://www.iflr.com/Article/3500029/PPP-law-opens-Dubai-infra-to-private-investment.htmlThu, 22 Oct 2015 22:00:00 GMTUS small bank bipartisanship won’t extend to larger FIsLegislation to ease the regulatory burden on community banks has passed. It should not, however, been seen as an indication of looming bipartisanship on bankshttp://www.iflr.com/Article/3499813/US-small-bank-bipartisanship-wont-extend-to-larger-FIs.htmlThu, 22 Oct 2015 17:45:00 GMTUK ringfencing clamps down on intragroup loansThe UK regulators’ latest consultation has taken a hard line on intragroup arrangements between ringfenced and non-ringfenced bankshttp://www.iflr.com/Article/3498574/UK-ringfencing-clamps-down-on-intragroup-loans.htmlMon, 19 Oct 2015 00:00:00 GMTBank of England may raise countercyclical bufferThe Bank of England may raise its countercyclical capital buffer, forcing institutions to set aside more reserve funds as the economy improveshttp://www.iflr.com/Article/3497012/Bank-of-England-may-raise-countercyclical-buffer.htmlTue, 13 Oct 2015 00:00:00 GMTCFTC calls for revised leverage ratioThe regulator's chairman Timothy Massad has again called on global regulators to soften the leverage ratio, amid continued calls for a more widespread re-appraisal of rulemakinghttp://www.iflr.com/Article/3497025/CFTC-calls-for-revised-leverage-ratio.htmlTue, 13 Oct 2015 00:00:00 GMTMyanmar liberalisation stunted by legislative gapsCounsel have called for a drastic overhaul of Myanmar’s legislative framework for banks amid a push by the country’s government to liberalise its financial marketshttp://www.iflr.com/Article/3497050/Myanmar-liberalisation-stunted-by-legislative-gaps.htmlTue, 13 Oct 2015 00:00:00 GMTMarket welcomes EC's regulatory reviewThe commission will soon evaluate the potential unintended consequences of post-crisis financial legislation. Counsel believe the move is long overduehttp://www.iflr.com/Article/3496799/Market-welcomes-ECs-regulatory-review.htmlMon, 12 Oct 2015 00:00:00 GMTMexico’s Fibra-E structure to boost projectsMexico’s attempt to attract energy and infrastructure projects with a new investment vehicle has been welcomed as a major step forwardhttp://www.iflr.com/Article/3494821/Mexicos-Fibra-E-structure-to-boost-projects.htmlTue, 06 Oct 2015 00:00:00 GMTGermany amends SRM law to address criticismThe Bundestag has adopted a version of the SRM law that no longer classifies senior unsecured debt as subordinated instrumentshttp://www.iflr.com/Article/3492203/Germany-amends-SRM-law-to-address-criticism.htmlMon, 28 Sep 2015 00:00:00 GMTUK ringfencing opposition lingersThe UK’s regulators have published two sets of consultations on ringfencing transfer schemes, but opposition to the very principles of the changes remainshttp://www.iflr.com/Article/3492280/UK-ringfencing-opposition-lingers.htmlMon, 28 Sep 2015 00:00:00 GMTContractual recognition of bail-in under fireAfme has published a new model clause to help banks to comply with BRRD bail-in rules in non-EU jurisdictions, but concerns remainhttp://www.iflr.com/Article/3491963/Contractual-recognition-of-bail-in-under-fire.htmlFri, 25 Sep 2015 00:00:00 GMTEmerging market loans take on European structureAs regulatory capital requirements take their toll, fewer banks are interested in transactions with low participation rateshttp://www.iflr.com/Article/3491987/Emerging-market-loans-take-on-European-structure.htmlFri, 25 Sep 2015 00:00:00 GMTKYC registry: correspondent banking’s saviour? A centralised, global KYC registry run by SWIFT is on its way to gaining critical mass with more than 1,250 banks spanning 152 countries having signed-up in its first nine monthshttp://www.iflr.com/Article/3491768/KYC-registry-correspondent-bankings-saviour.htmlFri, 25 Sep 2015 00:00:00 GMTAsia Women in Business Law Awards: shortlist announcedThe nominees for the Euromoney Legal Media Group Asia Women in Business Law Awards 2015 have been released. Winners will be announced at the November 11 ceremony in Hong Konghttp://www.iflr.com/Article/3490825/Asia-Women-in-Business-Law-Awards-shortlist-announced.htmlWed, 23 Sep 2015 00:00:00 GMTEBF calls for fairer fintech regulationsThe European Banking Federation is pushing for an alignment of regulatory requirements for traditional banks and fintech companieshttp://www.iflr.com/Article/3490141/EBF-calls-for-fairer-fintech-regulations.htmlMon, 21 Sep 2015 00:00:00 GMTRussian Islamic finance restricted by sluggish marketSaddled with a lengthy recession and sanctioned from all trade with the west, the Kremlin is looking east for funding sourceshttp://www.iflr.com/Article/3488599/Russian-Islamic-finance-restricted-by-sluggish-market.htmlTue, 15 Sep 2015 00:00:00 GMTThames Tideway tests new infrastructure modelA dedicated legal framework for the development of a so-called super sewer has reduced capital costs and created enough certainty to attract pension fundshttp://www.iflr.com/Article/3488582/Thames-Tideway-tests-new-infrastructure-model.htmlTue, 15 Sep 2015 00:00:00 GMTItalian bail-in proposal raises MREL fearsAn Italian proposal to change the ranking of creditors in bail-in could avoid the problems that a similar German proposal has causedhttp://www.iflr.com/Article/3488322/Italian-bail-in-proposal-raises-MREL-fears.htmlMon, 14 Sep 2015 00:00:00 GMTEuropean banks pay the price of Basel IIIAfme’s prudential report reflects a strong quarter for European G-Sibs. But market participants are concerned that the regulatory agenda will never endhttp://www.iflr.com/Article/3487762/European-banks-pay-the-price-of-Basel-III.htmlFri, 11 Sep 2015 00:00:00 GMTOAS Dip loan sets Brazil precedent The construction group has become the country's first company to use debtor in possession financing during a restructuringhttp://www.iflr.com/Article/3485419/OAS-Dip-loan-sets-Brazil-precedent.htmlThu, 03 Sep 2015 00:00:00 GMTFed study reveals greater complexity in US banksA study by the New York Federal Reserve has revealed growing complexity in the way banks maintain foreign subsidiaries, but not a corresponding increase in riskhttp://www.iflr.com/Article/3484486/Fed-study-reveals-greater-complexity-in-US-banks.htmlTue, 01 Sep 2015 00:00:00 GMTKuwait prepares maiden sovereign sukuk The government is looking to diversify its funding sources in the wake of the drastic oil price slumphttp://www.iflr.com/Article/3483865/Kuwait-prepares-maiden-sovereign-sukuk.htmlFri, 28 Aug 2015 00:00:00 GMTSuccess awaits Abu Dhabi Global MarketThe new financial centre located on Al Maryah Island has shrugged off early concerns about competition from the well-established Dubai International Financial Centrehttp://www.iflr.com/Article/3483433/Success-awaits-Abu-Dhabi-Global-Market.htmlThu, 27 Aug 2015 00:00:00 GMTMexico's hydrocarbon auction rules stifle participationUnderwhelming results from the first round may be attributable to high levels of transparency and strict adherence to rules http://www.iflr.com/Article/3480731/Mexicos-hydrocarbon-auction-rules-stifle-participation.htmlTue, 18 Aug 2015 00:00:00 GMTYieldcos could fund Asia’s renewables drive Asia’s project bonds market has been slow to take off, as domestic banks continue projects lending. But another capital markets product may be more successfulhttp://www.iflr.com/Article/3480769/Yieldcos-could-fund-Asias-renewables-drive.htmlTue, 18 Aug 2015 00:00:00 GMTAsic warns on poor cultureThe Australian Securities and Investments Commission plans to follow the efforts by the US and UK in focussing on culture within financial firms, said its chairman Greg Medcrafthttp://www.iflr.com/Article/3479969/Asic-warns-on-poor-culture.htmlFri, 14 Aug 2015 00:00:00 GMTBitcoin becoming Argentina’s FX alternativeArgentines are turning to virtual currency transactions to circumvent the government-imposed foreign exchange ratehttp://www.iflr.com/Article/3479503/Bitcoin-becoming-Argentinas-FX-alternative.htmlThu, 13 Aug 2015 00:00:00 GMTPOLL: filling Africa’s infrastructure gapVote now on this month's quick poll which asks what should be prioritised in plugging sub-Saharan Africa's $50 billion annual infrastructure deficithttp://www.iflr.com/Article/3479807/POLL-filling-Africas-infrastructure-gap.htmlThu, 13 Aug 2015 00:00:00 GMTHigh hopes for Africa’s first RMB clearing bankA new renminbi clearing bank in Johannesburg is set to reduce trading costs and boost PRC investment across the continenthttp://www.iflr.com/Article/3477901/High-hopes-for-Africas-first-RMB-clearing-bank.htmlThu, 06 Aug 2015 00:00:00 GMTBasel’s standardised approach heightens systemic riskHomogenous risk models under Basel III could cause the next financial crisis, according to a report by the London School of Economicshttp://www.iflr.com/Article/3476798/Basels-standardised-approach-heightens-systemic-risk.htmlTue, 04 Aug 2015 00:00:00 GMTFSB delays asset manager G-Sifi designationsOn Friday the Financial Stability Board said it would wait until it finishes ts work on risks from asset managementhttp://www.iflr.com/Article/3476821/FSB-delays-asset-manager-G-Sifi-designations.htmlTue, 04 Aug 2015 00:00:00 GMTQuestions linger over Iran’s buyback changes The Iranian government is revamping its oil and gas concessions to lure foreign developers ahead of the anticipated lifting of sanctions next yearhttp://www.iflr.com/Article/3476800/Questions-linger-over-Irans-buyback-changes.htmlTue, 04 Aug 2015 00:00:00 GMTAsia’s fragmentation drives fintech innovationDiffering market features and regulations across the region’s twenty-plus countries as an important opportunity for startups http://www.iflr.com/Article/3476581/Asias-fragmentation-drives-fintech-innovation.htmlMon, 03 Aug 2015 00:00:00 GMTChina begins internet finance clampdownThe guidelines, jointly issued by 10 regulators in July, were the first to address the growing sector. But each regulator must now issue its own ruleshttp://www.iflr.com/Article/3476520/China-begins-internet-finance-clampdown.htmlMon, 03 Aug 2015 00:00:00 GMTBanks will hesitate to enter IranThe removal of sanctions against the country is expected to commence next year, and will benefit local lenders almost immediatelyhttp://www.iflr.com/Article/3475886/Banks-will-hesitate-to-enter-Iran.htmlThu, 30 Jul 2015 00:00:00 GMTBrazil's infra model to grow local bond marketsThe country plans to diversify project financing sources with a system that balances national development bank loans with domestic debt offeringshttp://www.iflr.com/Article/3475655/Brazils-infra-model-to-grow-local-bond-markets.htmlThu, 30 Jul 2015 00:00:00 GMTFCA believes conduct is top of bank agendasThe regulator's chairman and chief executive have credited UK banks for prioritising the conduct of senior staff, ahead of the introduction of the senior managers regimehttp://www.iflr.com/Article/3473994/FCA-believes-conduct-is-top-of-bank-agendas.htmlFri, 24 Jul 2015 00:00:00 GMTUS cov-lites creep into European mid-marketThe European loan market is undergoing a US-style makeover due to bank reforms and a host of alternative financing optionshttp://www.iflr.com/Article/3473067/US-cov-lites-creep-into-European-mid-market.htmlWed, 22 Jul 2015 00:00:00 GMTUS takes first AML action against Chinese bankThe Federal Reserve Bank of New York and NYDFS have announced an enforcement action against China Construction Bank for AML violationshttp://www.iflr.com/Article/3473200/US-takes-first-AML-action-against-Chinese-bank.htmlWed, 22 Jul 2015 00:00:00 GMTApra presses banks on global standardsThe Australian Prudential Regulatory Authority has warned banks that they need to raise more capital as well as hiking mortgage risk ratings for the biggest lendershttp://www.iflr.com/Article/3472706/Apra-presses-banks-on-global-standards.htmlTue, 21 Jul 2015 00:00:00 GMTChina cybersecurity law to increase bank scrutinyData protection and cybersecurity are growing increasingly important to regulators in China. Lenders and their service providers could face additional approvals for their systems http://www.iflr.com/Article/3472705/China-cybersecurity-law-to-increase-bank-scrutiny.htmlTue, 21 Jul 2015 00:00:00 GMTWhat Basel’s risk weightings mean for project financeECAs and other guarantee providers will become even more important when Basel’s proposals on how banks calculate credit exposure are implementedhttp://www.iflr.com/Article/3472741/What-Basels-risk-weightings-mean-for-project-finance.htmlTue, 21 Jul 2015 00:00:00 GMTBanks divided over senior managers seeking legal adviceA growing number of individuals caught by the UK’s incoming regime are seeking independent counsel on their rights and responsibilities under the ruleshttp://www.iflr.com/Article/3472282/Banks-divided-over-senior-managers-seeking-legal-advice.htmlMon, 20 Jul 2015 00:00:00 GMTHow Myanmar forex measures could impact projectsThe central bank has reacted to concerns about the falling kyat-to-dollar exchange rate in the country, but its actions could complicate matters for infrastructure projectshttp://www.iflr.com/Article/3472319/How-Myanmar-forex-measures-could-impact-projects.htmlMon, 20 Jul 2015 00:00:00 GMTMyanmar banking regulations explainedIMF warns Myanmar about private lending levels, as the country takes slow steps towards meeting global banking standardshttp://www.iflr.com/Article/3472457/Myanmar-banking-regulations-explained.htmlMon, 20 Jul 2015 00:00:00 GMTVolcker day one: clarity still neededThe new regime comes into effect Tuesday. Banks have had 18 months to prepare, but uncertainties remain around several aspects of the rulehttp://www.iflr.com/Article/3472277/Volcker-day-one-clarity-still-needed.htmlMon, 20 Jul 2015 00:00:00 GMTLocal MENA banks exploiting regulatory burdenAs the world’s biggest banks scale back on their international operations, smaller, local institutions are expanding to fill the void, according to a studyhttp://www.iflr.com/Article/3472143/Local-MENA-banks-exploiting-regulatory-burden.htmlFri, 17 Jul 2015 00:00:00 GMTMoody’s: sub debt to fulfill Asian TLAC requirementsAsian market participants have been second-guessing the types of capital the region’s banks will raise to comply with the FSB's upcoming TLAC requirementhttp://www.iflr.com/Article/3468955/Moodys-sub-debt-to-fulfill-Asian-TLAC-requirements.htmlWed, 08 Jul 2015 00:00:00 GMTSingapore carve-out may change Asia bank resolutionThe city-state's new bail-in regime contains an exemption of senior notes that could set a precedent for the rest of the regionhttp://www.iflr.com/Article/3468947/Singapore-carve-out-may-change-Asia-bank-resolution.htmlWed, 08 Jul 2015 00:00:00 GMTAsia must prepare for Basel IVThe Basel Committee has turned its attention to how banks calculate credit risk in an initiative that’s been deemed Basel IVhttp://www.iflr.com/Article/3468522/Asia-must-prepare-for-Basel-IV.htmlTue, 07 Jul 2015 00:00:00 GMTSingapore regulator backs fintech solutionsA Monetary Authority of Singapore executive has revealed a raft of measures to support the city-state as a financial technology centre, pulling it ahead of its competitors in the region http://www.iflr.com/Article/3468483/Singapore-regulator-backs-fintech-solutions.htmlTue, 07 Jul 2015 00:00:00 GMTTurkey’s Gebze project financing explainedA record-breaking project financing illustrates domestic lender appetite for future infrastructure projects in the countryhttp://www.iflr.com/Article/3468449/Turkeys-Gebze-project-financing-explained.htmlTue, 07 Jul 2015 00:00:00 GMTUK banks drive EU ringfencing draft law changesThe revised bill responds to lenders’ concerns by allowing member states to adopt their own laws in this areahttp://www.iflr.com/Article/3468430/UK-banks-drive-EU-ringfencing-draft-law-changes.htmlTue, 07 Jul 2015 00:00:00 GMTIslamic lenders face uphill battle in MoroccoThe country's first shariah-compliant bank is expected to open later this year, but market participants are divided over the country’s potential in this spacehttp://www.iflr.com/Article/3468133/Islamic-lenders-face-uphill-battle-in-Morocco.htmlMon, 06 Jul 2015 00:00:00 GMTUK senior managers regime to inspire HKThe Financial Conduct Authority’s new rules are expected to inspire copycat regulations in other markets. But banks will have to work through implementation issues firsthttp://www.iflr.com/Article/3468063/UK-senior-managers-regime-to-inspire-HK.htmlMon, 06 Jul 2015 00:00:00 GMTInside Kuwait’s murabaha securitisation firstThe deal was one of Kuwait’s first sharia-compliant securitisations of leasing portfolios, and will act as a model for future transactionshttp://www.iflr.com/Article/3467845/Inside-Kuwaits-murabaha-securitisation-first.htmlFri, 03 Jul 2015 00:00:00 GMTWhy MLP introduction won't stop yieldco useYieldcos will remain a popular vehicle for renewable energy companies even if they are allowed to form master limited partnerships, according to market participants http://www.iflr.com/Article/3467784/Why-MLP-introduction-wont-stop-yieldco-use.htmlFri, 03 Jul 2015 00:00:00 GMTJuncker Plan hinges on procurement improvementLocal government procurement processes and financing know-how must improve if the Efsi is to mobilise €315 billion of infrastructure investmenthttp://www.iflr.com/Article/3467447/Juncker-Plan-hinges-on-procurement-improvement.htmlThu, 02 Jul 2015 00:00:00 GMTUS senator pushes for MLP extensionA bi-partisan group of US senators is looking to expand master limited partnerships to renewable energy projectshttp://www.iflr.com/Article/3465517/US-senator-pushes-for-MLP-extension.htmlThu, 25 Jun 2015 00:00:00 GMTBanks must adapt as RMB reforms quickenBanks and corporates must quickly adapt to the continuing internationalisation of the renminbi according to speakers at the release of a report on the currencyhttp://www.iflr.com/Article/3464286/Banks-must-adapt-as-RMB-reforms-quicken.htmlMon, 22 Jun 2015 00:00:00 GMTBasel interest rate proposal splits opinionWhile a universal standard would level the playing field, differing market conditions across jurisdictions must be taken into accounthttp://www.iflr.com/Article/3464428/Basel-interest-rate-proposal-splits-opinion.htmlMon, 22 Jun 2015 00:00:00 GMTCov-lites’ German growth dampens optimismAn increasingly borrower-led market has resulted in less favourable terms for banks in the country – and a decline in volumeshttp://www.iflr.com/Article/3464284/Cov-lites-German-growth-dampens-optimism.htmlMon, 22 Jun 2015 00:00:00 GMT